Since the invention of the computer user, it has only been a matter of time before someone managed to find a way to make the drug dealer model applicable and we're most of the way there.
I might delegate certain tasks but I'm never buying into this subscription based cloud computer crap.
For the most part, a lot of people are most of the way there. Specifically, they will use an online office suite which keeps most of their data offsite. I had a friend who, through a series of poor choices, managed to lose access to his google account (and several years of data) after switching phone numbers. As he described it, "my whole life is on there."
One could say, "well that's just data, not compute" but features that rely on server-end compute aren't unheard and are only increasing with AI being pushed on everyone. When it's the easier option and your "whole life" is on their servers, it becomes unsurprising that people sign up for subscriptions.
There will always be people like us who resist these kind of entanglements but it's far from the path of least resistance.