Gee, people, this is obvious. The IoT is all about funneling all your stuff into someone else's domain. You don't have your own because we don't really have IPV6 yet, which is in part because the artificial scarcity of IPV4 addresses is a profit center for many, and a bridge a troll can sit under and charge passage fees for. Which could be your personal info (readily converted to $) or just plain rent (pay or your house quits working) down the road. XYZZY "as a service" is a wet dream for many big businesses, subscriptions tend to be a nice safe ongoing source of bucks compared to making useful things innovatively and competitively. Suck it up, or make your own.
I'm making my own - a LAN of things, here on my mostly off-grid homestead, as I have no need to change or monitor things from away from here - I'm retired and live in the boonies, but really, a robot to keep the woodstove going correctly is probably not in my immediate future anyway. I could, I suppose, if I carried a connected device with me all the time (I don't, and I don't go out often, as it's 30 mi round trip to the nearest store of any kind) and do things via emails or something, but the need for that is so tiny it's not on my radar. Running my solar system with backups is. Running the water collection system is. Warning me when my plumbing might freeze is. The idea in my case is to have a life in many ways similar to those who are rent-bound wage slaves, without those two disadvantages in live (having been there too). There's a lot I'll accept in order not to have to kiss butt all the time, even a "lower" standard of living, or to euphemize, living a little closer to the earth.
It's not that I don't like tech. I have way more than most do here, and made my fortune that let me retire at ~ age 45 with it. It's that I do like having control over my own life. Playing with tech is fun, even at > age 65. Having it own you? C'mon. I own my stuff, not the other way around.