Comment Re:That's....insane (Score 1) 67
Because what amounts to a simple financial breach of contract is being enforced unilaterally and extra-judicially - And by parties traditionally known for being some of the sleaziest and least ethical bastards on the planet at that.
In a situation where the burden of proof is on the lender and the disruption to the customer's life severe, we should absolutely not be allowing ScumCo Lending to pull that trigger absent a court order.
To be clear, I'm not claiming there's no precedent for this (and when we're talking about microwaves and TVs, hey, pay up deadbeats!). But phones are unique in that it's virtually impossible to function in the modern world without one. Personally, I might get two calls a week and missing those wouldn't disrupt me much; but I literally can't even log in at work without an MFA app tied to my phone.
In a situation where the burden of proof is on the lender and the disruption to the customer's life severe, we should absolutely not be allowing ScumCo Lending to pull that trigger absent a court order.
To be clear, I'm not claiming there's no precedent for this (and when we're talking about microwaves and TVs, hey, pay up deadbeats!). But phones are unique in that it's virtually impossible to function in the modern world without one. Personally, I might get two calls a week and missing those wouldn't disrupt me much; but I literally can't even log in at work without an MFA app tied to my phone.