I own, but do not operate, a few IT companies that manage corporations in the $600MM-$1B receivables range.

Based on our own help desk ticket software, our clients have opened 40% fewer tickets since ChatGPT was rolled out to every desk and phone. 40%. I expect another 40% drop (total 80%) by next year as end users just manage things themselves.

I won't downsize as the tickets aren't really generating revenue as much as headaches. One of my engineers had a broken PDF file that took her 6 hours to fix, and the end user spent 6 days trying to fix it themselves with Ai.

But -- the basic stuff? Reboot your computer stuff? Email rejected because you mistyped a domain name stuff?

You don't need a human, and we would probably have outsource that stuff to India anyway next year if not for ChatGPT etc.

I spend quite a bit on Discord server services, but I'm out.

GFY, Discord and governments, for mandating this bullshit nonsense.

Talking to people in public isnâ(TM)t harassment.

Talking to people on taxpayer funded grounds also isnâ(TM)t trespass.

Tax funded?

Not private property anymore.

This is retarded.

1. It isn't for profit healthcare that is the problem, it's THIRD PARTY PAY.
2. I don't use third party pay, ever, for healthcare. I've been insured nonstop for over 30 years, and NEVER ONCE has my insurer paid my doctor.
3. Even when I've had emergencies, I still called around, negotiated a fair cash up front rate, paid cash up front, and billed it to my insurer. My cash up front rate was sometimes below any co-pay negotiated with my insurer, lol.

I just recently had some elective surgery that would have cost me about $2000 on my annual deductible, but I was able to cash pay a negotiated rate of $400 including a follow-up "free". I submitted the $400 to my insurer and they reimbursed me.

Third party insurance exists because YOU VOTERS demanded the HMO Act of the 1970s, which tied health care to employment, and then employers outsourced it to third parties.

Health care is remarkably cheap in the US (cash pay, negotiated) and I don't have to wait months to see a doctor when I call and say I am cash pay. They bump me up fast.

I am old enough to remember news stories where people ordered credit cards for their dogs. The banks ran the credit check for the primary account holder. Additional cards could be ordered in anyone's name: your wife, your kid, your dog. Business credit cards are still this way.

Not sure how much of this still stands, on either side of the Atlantic.

Nah.

Iâ(TM)m 51. Iâ(TM)ve had health insurance continuously for 35 years and have used it exactly ZERO TIMES.

I am self pay. For everything but true life threatening emergencies, which Iâ(TM)ve had zero.

Even the ER is cheaper when negotiated self pay.

My urologist is stunned that I pay $85 for his visits. Self pay. Including labs. My colleague goes to the same urologist and his insurance pays $550 for the same visit and naturally it comes out of his deductible lol.

Insurance is a scam. All insurance is legal gambling and gamblers never win.

Supply and demand dictate this is exactly the case.

If something is valuable to everyone, it should only be accessible to those who have enough saved value to acquire it.

The poor fucked themselves. My parents are poor but worked hard so I wouldn't be.

Being compensated for it means it wonâ(TM)t get wasted and will always have a fair valuation.

Compensation is as cooperative as it comes because nobody can hoard it.

I'm pretty sure that within 10 to 20 years, all pensions will be shown to be scams. About 40 years ago, I did a course that involved demographic projections. It was obvious that eventually there wouldn't enough workers to look after the retirees. When the baby boomers stop working in large numbers, the value of the workers must rise to dilute the value of the pension savings, likely via inflation.

Since then the demographics have gotten worse. The dating scene, marriage rates, divorce rates, and general attitudes amongst the Millennials don't give me much reason for optimism.

I can understand why people are upset at Elon Musk calling social security a Ponzi scheme. Just because someone brings upsetting news, doesn't mean they are wrong.

The wild card is AI. If we somehow transition to a post-industrial utopia, then that would be better. Societies track record doesn't make me optimistic.

It would be amazing if there was a document that stated in very clear terms just how limited our federal government is and what it can't do at all no matter what.

People think that utility closets are locked. However, many electrical cabinets have standardized keys, and after a while, every seasoned electrician has one. They have installed many closets / cabinets and each comes with two keys ...

Your security people are on the ball if the cabinets are all individually keyed with random keys, and there is an organized storage location somewhere for the keys. Ideally the cabinets have special locks that are a little more complicated than the average cabinet lock, which are usually simple devices that can be picked easily by the trained locksmith (criminal).

The cabinets should also have alarmed intrusion detection, such that a warning gets triggered when someone attempts to enter.

Everyone I know who makes my equivalent AGI, except for my household, has 1+ dogs, work crazy hours, and have been told that their dogs are lonely and depressed.

Not one or two people.

EVERYONE. Dozens upon dozens of my clients, colleagues, peers, friends from grade school, etc, have a dog or two, and then they have to have someone come spend time with said dog when they're putting 10+ hours away from them.

Wag/Rover/etc is part of their crazy consumer spending. I always am shocked to hear they're spending $1000 a month on their pets.

Americans are insane about their pets. Instead of buying a dog, I invest in corporate veterinary hospitals, because it's crazy profitable.

There is no right to privacy.

There is no right to your image.

Government can TRY to make those rights, but the freedom of expression is superior to the idea that you can stop me from hand drawing your image when you're at the beach.

This is statism, writ large.

You get paid for work you PERFORM, but not work you RECORD. Copyright is anti-individual rights and liberties.

I'll be glad when Ai truly replaces all of these artists.