that is not the point here
It absolutely was the point. My sole point was that the comparison between banks and airlines was asinine, and that if the OP was looking to make a comparison he should have used a better industry to do so as the risk profile fundamentally influences the basis for comparison.
The point is that neither should have to accept any such new risk.
And that is my point as well. There is *NO* risk being accepted by United. They provide a service in exchange for money. They are not operating the AI, they are not making the decision to use AI, they are not validating the AI, all they do is let passengers on a plane who have paid and filled out the documents correctly.
THAT IS THE POINT. The whole reasoning United presents is stupid, as is the comparison to banking.
Why? It was not their choice.
False. Banks are not open portals, they are closed systems and they legally carry risk and liability of what happens within their systems. This is codified in law. Incidentally this has nothing to do with AI. Banks have strict policies against any sharing of account information or using someone else's account from a human point of view as well. This is why they have a power-of-attorney process in place. On the flip side United has no policy against me handing you my credit card and passport and asking you to book me a flight.