I've spent about half my 30-year career as an employee and half as a contractor (which I am now). When you count benefits and everything else, the difference in net cost to the client isn't as much as you'd think. The advantage to the client is disposability. While it may look like companies fire their employees as easily as they throw out their cafeteria trash, there's more overhead involved in getting rid of an employee (even without tenure, collective bargaining,etc.) and WAY more when hiring an employee than when renting and returning a contractor.

Speaking of net, my net income as a contractor (full-time, on-site) is not a whole lot different from the equivalent employee position. (YMMV, especially if you're an H1-B.) Of course, I bill short-term work much, much higher, but that's because there's less of it. I prefer the (very relative) stability of being on a full-time PSA versus billing a couple hours a week from a dozen different clients.

I'd be delighted if one of my kids told me he or she wanted to be an electrician. There will always be a demand, there are fun toys and interesting tech to play with, there are physical things you can look at and say, "I built that!", and unlike plumbers, you don't often deal with raw sewage.

You don't get vilified as lazy and overpaid by the lumpen like teachers, or publish-or-perish while bowing and scraping for grant money like professors. You're not in college and beyond until your late 20s or longer, like doctors, not to mention the insane student loan debt and crushing malpractice premiums.

And, you're not subject to the whims of either the stock market or PHBs or drunken executives the way we in the corporate world are.

#define X 10000
#define Y -10000
#define Z MAXINT

Imagine if Belushi were still alive...

Don't use Facebook. You'll get pregnant. And die.

And on a t-shirt.

MATE does seem to hit the "sweet spot" of adding new good stuff without breaking the old good stuff. It also runs very nicely on 10-year-old hardware.

Cristal, Maybach, diamonds in your iPhone... ...We'll never be royals...

I pay cash for my cars because of three things: 1. I don't buy extravagant cars; the last new ones were between $25K-$30K and the last used ones were half that; 2. As soon as I buy a car I start saving for the next one; 3. A windfall in the 1999-2000 dot-com boom gave me the initial large chunk of cash to start doing this (among other things).

I could have done the same thing even if that windfall had never come, but it would have meant less money into my 401(k).

All this presumed enough income that I actually could save some of it. Not everyone has that, many live paycheck-to-paycheck, and very few have enough to save for cars *and* max out their 401(k), and save for kids' college, and keep some money liquid, etc. I've been very fortunate.

I hadn't thought about that track for at least 15 years until you mentioned it just now.

Those were a good 15 years.