I use bitwarden for my passwords, at least - admittedly it is their cloud-based service, but I regularly dump a copy to an encrypted sparse disk image I keep locally (something you can't really do with Apple's Keychain).
It was painful getting 15 years worth of passwords moved out of Apple's Keychain, but ultimately worth it. The bonus is not only platform independence, but also a significantly superior tool.
I am a bit confused by the reporting here, though - it would be annoying, but given Apple doesn't do cloud-only storage (to the best of my knowledge), it's not like people wouldn't still have access to the local copies of their stuff during the outage.