Deferit Reviews

Summary: I’ve had a very positive experience using this service. Very fair pricing vs. other options and great customer service.

Positive: This payment service has helped me out a lot when I am short on money to cover bills. They are also very easy to work with and have great customer service. Very affordable solution.

Negative: Honestly I have no cons to list about this service.

Summary: My overall experience has been excellent will continue to use them. THANK YOU SO MUCH DERFERIT, without you I will be behind on some of my bills and my credit score will probably be really low.

Positive: I love that you can split your bill in 4. I love the fact that I can pay all my bills on time and if I don't have enough when my payment is due, I can change the date to pay at a later time. I love Deferit! I can pay all of my bills even my phone bill, Deferit definitely helped me through a time of need. I referred my whole family to them because it’s so convenient.

Negative: I never had a bad experience with Deferit, I have been using for almost 2 years now if not more.

Summary: Very good, helpful and reliable in times of need. Very reasonable pay back times, and takes a huge burden off your shoulders in not having to pay it all back in one time.

Positive: Gives you peace of mind when u don’t have the funds to cover a bill. Very easy and efficient to use.

Negative: Doesn’t give u the option to make the first payment at a different time.

Summary: No issues whatsoever I use it pay my phone bill and the fact it help build up credit is also a plus. I am very satisfied with this service an will continue to use it in the future.

Positive: Simple easy to understand very understanding people good to help u out in a pinch like this Service very much.

Negative: I see no downsides only positives. If you are living check to check it helps out a lot when ur in a bind

Summary: Awesome! Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

Positive: Awesome company & very convenient! Love the bill negotiation feature as well! Awesome app! Would recommend to anyone!

Negative: There isn’t anything I don’t like. Everything gets an A in my book!

Summary: It was an easy process and it is very helpful when struggling to catch up. It is a good resource for those who need help.

Positive: It is a very easy to use and helpful service. It allows me to pay a bill and divide it into 4 payments.

Negative: I don't like the fees and the amount I was approved for was only $200

Summary: I have been struggling to pay my electric bill for several months now. I came across this girl who commented on social media about how she used deferit to pay her bills that allowed her to make payments. I looked into it and decided to give it a try. I’m so glad I did! It was so easy to download and upload my bill. Even though it didn’t let me pay the full amount I owed, it still helped me out so much, and for that I'm grateful for. This app isn’t like others. It allows you to change the minimum payment owed if you still can’t afford it. It has made my life a little easier not being so stressed out about getting my utilities turned off. I will continue to use it and tell others about it hoping I can help someone else out that needs it. Thank you Deferit for helping families like mine in need.

Positive: I liked how it allows you to make payments how you like and it was very easy. I also liked that it’s an app to pay your bills like your utilities.

Negative: I didn’t like that it didn’t accept pre paid cards and I wish the amount allowed was higher. I also didn’t like that you have to pay a monthly fee to use it.

Summary: My experience has been exceptional. It has help me to pay my bills in a more timely manner. That alone is enough.

Positive: I’m so impressed with Deferit’s service. It has been so helpful and offers such a much needed relief and support for me. Their customer service is superb and reliable. I’m always so happy to refer them to my friends and family.

Negative: I don’t have any negative thoughts about the company. The only thing that would be helpful is to use would be higher limits.

Summary: I have had a great experience with them so far and have been able to at least cover a few bills or half of them at least. User friendly and very quick.

Positive: I like that I can use it to help when I am short on cash and be able to split some of my higher bills into 4 payments.

Negative: I do wish that the amount was higher so I could use what I have to pay my entire bill but I also understand being newer to the app you have to build trust.

Summary: My overall experience using this app has been phenomenal! Without deferit my bills would not be able to get paid or my kids would have to go without until my next paycheck. It’s helped me be able to still pay my bills and have leftover cash for things my kids need. Being a single working mom is not easy at all! I work full time and can barely make ends meet. I budget and save money anywhere I possibly can. I coupon and buy things on sale etc. just to try and save a dollar anywhere possible. I make sure my kids always have everything they need but also try to make sure bills are always paid on time. Deferit has definitely helped me be able to pay bills on time when I am short on money.

Positive: I love that I can have a peace of mind knowing my bills can still be paid and won’t leave me with nothing. As a full time working single mom of 3 kids I live paycheck to paycheck. Knowing my bills are paid and I can stretch it over 4 paychecks is so helpful! I would either not be able to pay my bills or would be left with nothing to use for gas or things my children need until I get paid again. Deferit has been a lifesaver for me and I don’t know what I would do without it! Whoever created this is genius and I wish I could personally thank them for this wonderful idea!

Negative: The only thing I have had issues with is trying to pay my auto insurance using deferit. I would really like to be able to use it for that and I have not had any luck. It tells me it can’t be paid.

Summary: I would give it 100 stars! Helps me stay within my budget and streamline my expenses for the month...

Positive: The ease of bill payment. Helps prevent late charges on my electric bill, also helps me stay current without having to make payment arrangements with utility company. Highly recommend to anyone who wants to budget wisely!

Negative: The monthly fee doesn't coordinate with my paydays. But deferit is good about paying it as soon as I get paid.

Summary: Overall, I’m impressed. It truly helps me out with paying bills in 4 parts, allowing me to free up money for gas, groceries and emergencies.

Positive: I truly thought this was a scam. It’s not. I have been able to pay my bills with the apps for several months without any issues. With inflation, it’s helped me stay afloat. It also offers the flexibility to change payment due date if needed.

Negative: Certain bills can’t be paid because of the statement type. We have Spectrum Mobile and since we don’t get a physical bill, it won’t allow us to pay with deferit

Summary: Excellent service and I have experienced no issues with my bills being paid as and when scheduled. I highly recommend.

Positive: Love being able to split a necessary bill into four east payments any time needed. The ability to also make changes to the due date when needed is greatly appreciated.

Negative: The price increase of nearly doubled since I started, but I understand that sadly the price of most everything has increased.

Summary: The Best Pay in 4 app to ever do it!!!! Awesome customer service, very responsive, and payments made quickly. Never an issue!

Positive: This is the best app that ever came out. I have been using them for close to a year now and I have no complaints. Customer Service is awesome, they are very attentive and responsive for being able to only reach them via email; and to Customer Service is everything and is what makes their service the best yet. Not to mention, payments are made within minutes of you uploading your bill and making your first payment. I get a receipt from the biller and Deferit fast.

Negative: Only thing I can con at this time is the need to continuously log into the app; which would make it a tech issue.

Summary: Very, very satisfied company does work with customers well they are very understanding about issue that occur.

Positive: Company. Has got me out of many jams They are very easy to work with. They pay the bills efficiently as well has been building my credit.

Negative: They don’t have phones support I have chat sometimes can take to long