Deferit Reviews

Summary: Great easy app. Easy instructions as a senior it was easy to navigate. Very helpful app very detailed app

Positive: This application was very helpful in time of need to get a billed paid so I did not have to take all the money out of one check. Great app

Negative: Nothing is wrong with the app. The app is perfect and nothing bad to say

Summary: I will say this app has been truly a life saver in my most desperate times. It's fast and convenient. You just upload your bills, choose a payment option and it will notify you once your bill has been paid. It gives you your spending limit, you know your payments amounts upfront with no extra fees.

Positive: It's convenient and an easy app to use. You know your payment amounts upfront with no extra fees. Bills are paid pretty fast.

Negative: I know it's needed but there is a monthly subscription fee.

Summary: Overall-this has been a life saver for me! The bills that I use this for monthly are ALWAYS paid on time now and I don't have to scramble to figure out how I am going to get them all paid on time because Deferit does it for me. Also I notice every now and then that my amount I can use increases which is great to allows me to use it for more of my monthly bills. LOVE LOVE LOVE this service and I have recommended to everyone I know.

Positive: I love that I can make sure all my bills are paid on time even though I cant make the full payment when it is due. Has really helped my budgeting process and has helped me stay on track. Also love that I can change the payment date as often as needed in case something comes up and I don't have the money on that date.

Negative: The access to customer service is a little vague- luckily I haven't really needed it much, but it would be nice to be able to reach an actual person when I do have the need.

Summary: Excellent! The app is really easy to us and being able to break down bill and only pay a portion of it when low on funds

Positive: Convenient when on a budget it comes in handy. Your able to just upload your bill and pay a portion which helps when low on funds

Negative: The monthly cost is a little high having to pay 14.99 but the convenience of having it is great.

Summary: I am truly fond of Deferit as they have significantly alleviated my stress. The past few months would have been incredibly challenging without the assistance of Deferit. The option to divide my expenses into four manageable payments is particularly advantageous for me, considering my monthly income. I have been a loyal user of their services for more than two years, and I can confidently award them a perfect rating of 5 stars. I highly recommend giving them a try, as you will undoubtedly be satisfied with the outcome.

Positive: Simplicity and convenience, financial flexibility, Interest-free payments is the BEST! There is no credit impact, unlike credit cards or loans, using Deferit does not usually require a credit check. Deferit provides transparency in terms of the payment due dates and amounts. You can see a clear breakdown of you bill, making it easier to plan your finances accordingly.

Negative: Limited bill types. Deferit may have limitations on the types of bills that can be split. It may not be available for all types of bills or expenses, which could limit its usefulness in certain situations.

Summary: I absolutely love this app! It’s straightforward, easy to use and I have the peace of mind knowing that I can break up my payments should I have an unexpectedly high bill that needs to be taken care of.

Positive: Straightforward, easy to use for bills with possible chances to save. It’s easy to navigate as well.

Negative: I can’t think of anything at this time. I have no complaints of this app.

Summary: I love this product. Have found it to be a life saver in my budgeting. Great way to establish credit as well.

Positive: Great for bill paying.
Great for budgeting.
Great for building credit.
Fast and prompt payments.
Great overall.

Negative: Wish would have live phone support, cannot think of any other issues besides this.

Summary: I love this app so much. It has truly been a life saver. Most of the bills are paid within an hour or 2 within submitting and some even faster then that. Being able to break my bills into smaller payments has really helped.

Positive: Being able to split the bills into smaller payments. Being able to adjust the payment date if needed. Bills are paid fast.

Negative: Nothing bad to say. Some bills have to have checks sent out which can take about a week but that’s not the app’s fault it’s more of a biller issue

Summary: It’s easy help when needed. While there’s a pretty high fee to use it monthly the pros outweigh the con.

Positive: I recently got pretty sick and fell behind on bills. Luckily this app saved me from having my water or lights cut off.

Negative: $14.99 fee each month. Has to build up credit so only gives you a small start.

Summary: I would recommend this service to anyone that may struggle to pay a bill on time. There are times that I do not know what I would do without them.

Positive: This company is always there when I'm in a pinch. The process is quick and the payments are almost instant.

Negative: I don't have any cons at this time. They have always worked with me if I have an issue getting a payment in on time.

Summary: The Deferit App is THE best app available to anyone that finds budgeting challenging and ensuring that the utilities can stay on AND air helps with credit too!

Thank you Deferit!

Positive: I cannot begin to describe what a GREAT help this app has been to me. I receive SSDI and this app has allowed me to break down my payments without having to worry if I can pay a bill or go without.

Thank you SO much for allowing me to have no stress, sleep better and live a more abundant life.

Negative: There is nothing that I can indicate is a a con to this app. I’m able to pay 2-3 utility bills each month.

Summary: Amazing you need to use and give this company your business …. They respond and do everything they can to make the customer number one

Positive: The Ability to upload a bill and then spread it over the agreed time frame and if something comes up then the ability once a positive established co-working relationship to extend the payments. To all of you pay on time and prove you are a great customer they increase your allowed limits!

Negative: Just one company is driving us nuts and it’s Northern Neck Insurance … I believe it’s not Deferit fault but it’s the company that wants issues.

Summary: Just started, good so far. I would recommend to anyone that is facing a financial hardship this is a great app to use.

Positive: You need more time to pay this is convenient. This a great tool if you don't have all of funds at one time.

Negative: No cons yet. I just recently started using the app nothing negative to say at this time.

Summary: My experience with Deferit has been awesome. Highly recommend trying them because it puts you at ease knowing that you can pay your bill over time and not worry about it.

Positive: The flexibility to be able to break my bill into 4 payments has been a game changer! I no longer have to worry about making sure they are paid on time.

Negative: There are no cons! Deferit has been a great service.

Summary: My overall experience is great with Deferit like I said before it’s the best app in my phone. Deferit makes it very easy for me and it’s an extreme help. The $14.99 a month is very much so worth it!!

Positive: I want to start off by saying I stumbled across this app and it’s by far the BEST app in my phone! Deferit is a great source of help when you need it. I started off with a smaller limit and now I am at $600 because they are loyal to their customers I am very loyal to them. If you have to reschedule a payment you can do so and it won’t effect the amount you owe! Also they just added a new feature where you can pay bills through them to report to your credit. I have told sooo many people to download this app and explained the process is super easy. I love deferit and will continue to use them I have never had any issues.

Negative: The only thing I don’t like is that they do not have a phone number but they are very very responsive through email. They normally respond within 48 hours .