Top Pick

Deferit Description

Deferit is on a mission to empower people to take control of their finances. A bill budgeting and payment platform used by more than 550,000 people to improve their cashflow, Deferit has paid over $400m in bills to date and saved its users over $39m in late fees and biller penalties.

Pay upfront or over time in 4 easy installments. Build your credit history with every bill payment. No interest and no late fees, just a simple subscription. ACH, Check, Credit Card or any other method, simply take a photo of the bill and we take care of the rest!

Pricing

Pricing Starts At:
$14.99
Free Version:
Yes

Integrations

API:
Yes, Deferit has an API
No Integrations at this time

Reviews - 390 Verified Reviews

Total
ease
features
design
support

Company Details

Company:
Deferit
Year Founded:
2018
Headquarters:
United States
Website:
deferit.com
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Product Details

Platforms
SaaS
iPhone
iPad
Android
Type of Training
Documentation
Customer Support
Phone Support
Online

Deferit Features and Options

  • Name: Taria S.
    Job Title: Customer service
    Length of product use: Less than 6 months
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    I love This app

    Date: Aug 04 2024

    Summary: My experience is great, I was able to upload my power bill easy and was able to pay it. It was paid right then and there. Now I am current with all of my bills. I just hope that they will up limits more. Thank you again Deferit for saving me.

    Positive: I love how they are very fast with helping you pay your bill. I was stuck in between looking for work. I was able to pay the 14.99 fee and was able to upload my bill and have my bill paid. Using Deferit helped get caught up with my bills. I am very satisfied with Deferit. I want to thank you all for such great service. Hopefully one day you will up my spending limit so I can pay more bills.

    Negative: They are great just need higher limits. Thank you just a suggestion.

    Read More...
    Deferit Company Response
    Date: Sep 04 2024
    Hi Tarla! Thanks for sharing your Deferit experience with us! We’re happy to hear that uploading and paying your power bill was easy and that you’re now current with all your bills. Continuous use and on-time payments can help increase your limit over time. If you need assistance, just give us a shout. We’re always here for you!
  • Name: Anonymous (Verified)
    Job Title: Posting
    Length of product use: 2+ Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 100 - 499
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Love this app and service!

    Date: Mar 24 2024

    Summary: Great app, great service! I have only had one issue and customer service was very efficient and solved my issue quickly!

    Positive: Customer service is quick and solved my problem without any issues. If I am short on a bill, I love that I can take some extra time to pay it! I also love that I can change the date to allow extra time if needed!

    Negative: None, it’s a great service! Well worth the monthly fee!

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Mechanic
    Length of product use: 6-12 Months
    Used How Often?: Weekly
    Role: User
    Organization Size: 20,000 or More
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Absolutely love it

    Edited: Jan 24 2024

    Summary: I am very happy and highly recommend them to everyone that needs help with their finances. Amazing customer service!

    Positive: They are amazing and have a great team that is ready and willing to help you with anything. I highly recommend them to anyone who needs help to catch up with their bills. I am so grateful and thankful for their service. Bella is amazing and helped me with my account. She really helped me out when I needed it the most. Thank you Deferit.

    Negative: There are no cons I am completely happy for everything they have to offer. The payments are really affordable. They help me so much.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Lead Care Provider
    Length of product use: 1-2 Years
    Used How Often?: Daily
    Role: User
    Organization Size: 500 - 999
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Deferit is great

    Date: Jan 05 2024

    Summary: Very good. It help me a lot not to get behind on payments, and the app it's very easy to use. Customer service is very diligent helping your issue.

    Positive: I have been a customer to Deferit, and it helps me a lot, i want to give a shout out for Veronica 👌👌👌for helping me resolved my payment issue, she is great on giving me solution on my situation and she made it happened, after all of my payment resolutions I will still recommend Deferit.

    Negative: There's no customer representative for taking telephone calls. Other than that i love to use Deferit.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Customer service
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 20,000 or More
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    I love Deferit

    Date: Dec 19 2023

    Summary: Absolutely love Deferit! This has kept me out of getting lots of my bills from falling to much behind and or getting services shut off. Would recommend for anyone who is in dyer need of assistance with payments if you don’t have the amount in full right away.

    Positive: Allows you to make installment payments when you don’t have all the funds right away. So with that I absolutely love this service.

    Negative: Customer service getting back to late, need someone who can help within moments and not days later.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: User
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 1,000 - 4,999
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Love it

    Date: Dec 07 2023

    Summary: It has been an amazing experience and I like that it helps people be able to get their bills paid and you can pay back in small payments!

    Positive: The site is easy to navigate, It is easy to make payments, you can pay back in affordable payments. It is easy to get in touch with customer service they get back to you very quickly.

    Negative: I wouldn't change anything. I haven't had any problems with the site. The only thing I think could be a little better is the fees. I would like it better if you could pay monthly.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Office Manager
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Love it

    Date: Nov 21 2023

    Summary: Awesome.. Always comes in handy when your on a budget and need some help. Highly recommended to anyone that’s in need and on a budget to help keep your finances in check.

    Positive: I like everything about this app. You just upload your documents and how much and leave the rest up to them. I’ve used it several times and never had any issues. They’re very helpful and understanding if you need a little more time.

    Negative: None.. Everything is legit and I’ve never had any problems highly recommended.

    Read More...
  • Name: Lisa T.
    Job Title: Leasing consultant
    Length of product use: 6-12 Months
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Awesome app

    Date: Nov 15 2023

    Summary: It has been absolutely wonderful! It has kept all my utilities on and my phone. Just when I thought there was no hope this app has came through for me.

    Positive: The let you adjust your payment date and work with you if you have any hardships. I would recommend to friends family and even co workers. This app is a life saver!

    Negative: No cons. This app has been awesome! I have no complaints at all.

    Read More...
  • Name: Adrienne D.
    Job Title: Cook
    Length of product use: 2+ Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 5,000 - 9,999
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    I love that there all my AT&T bill

    Date: Nov 12 2023

    Summary: Give them a 5 star because Deferit is a company that works with you and they best I have seen. So I will tell everyone about Deferit.

    Positive: Everything there for me with my bill and never leave them because my credit is going up because I pay my on time.

    Negative: Everything because I got paid on time I love what they is working with me.

    Read More...
  • Name: Laura B.
    Job Title: Homemaker
    Length of product use: Less than 6 months
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    10 Stars for Deferit

    Date: Nov 02 2023

    Summary: I can't stop praising Deferit. They helped me out when I needed it most to pay my utility bill a few months ago and I've been using them ever since. Low payments and due date flexibility is key these days for so many and they offer both. And their customer service team is so helpful. Thank you Deferit from the bottom of my heart

    Positive: Low Payments.
    Due Date Flexibility.
    Bill is immediately paid on their end.
    Generous available balance.
    Excellent customer service Customer driven company.

    Negative: Can't change due date for monthly subscription.
    Must pay back in only 4 payments doesn't offer anything longer.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: SPO (Special Police Officer)
    Length of product use: 1-2 Years
    Used How Often?: Yearly
    Role: User
    Organization Size: 26 - 99
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Nov 01 2023

    Summary: Overall I’m pleased with this service to help assist in ways others can’t. It’s very helpful and I recommend this to whomever may need this service.

    Positive: I love the availability balance. I love the timing of having your bill paid within hours or even a short period of days depending on when paying. The subscription fee is reasonable. The customer service is super helpful and understanding.

    Negative: More bill carriers but to have the main carriers, is good enough.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Government
    Length of product use: 1-2 Years
    Used How Often?: Weekly
    Role: User
    Organization Size: 10,000 - 19,999
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Nov 01 2023

    Summary: My experience has been nothing less than stellar. I have had no issues with Deferit. I would recommend to everyone.

    Positive: Best thing that’s available in times like this. Extremely helpful. A product that should always be in business.

    Negative: None. Monthly fee maybe a little too high. Other than that there is nothing else.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Pension service rep
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 100 - 499
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Help where it counts!!

    Date: Oct 31 2023

    Summary: It's been a very good experience. There's flexibility with changing payment dates. And sometimes you're able to get a little increase, which is good to leave on file for emergencies.

    Positive: Becoming a single income household with kids has been a struggle. Deferit allows me to free up some money paycheck to paycheck for basic necessities like groceries, diapers, etc. That keeps my family going. It's a blessing to say the least.

    Negative: Sometimes it takes a long time to get a response now but you do get a response.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: Route Salesman
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 100 - 499
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    The Outcome

    Date: Oct 31 2023

    Summary: My overall experience is great with Deferit. There are very few issues that I have found with them.

    Positive: I like how I can pay my bill overtime, and boost my credit with Deferit. The monthly fee isn't to bad either.

    Negative: Speaking to a representative can be time consuming.

    Read More...
  • Name: Anonymous (Verified)
    Job Title: General Manager
    Length of product use: 1-2 Years
    Used How Often?: Monthly
    Role: User
    Organization Size: 1 - 25
    Features
    Design
    Ease
    Pricing
    Support
    Likelihood to Recommend to Others
    1 2 3 4 5 6 7 8 9 10

    Deferit

    Date: Oct 31 2023

    Summary: I have been dealing with Deferit for almost two years and I love it they pay my bills fast and the process is simple.

    Positive: Bills paid in full on time saves money with the pay it in 4 installments payments made quickly to companies easy to upload bills.

    Negative: I can honestly say that there is absolutely nothing I dislike about this business.

    Read More...
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