Alternatives to FIS Tokenization

CipherTrust Tokenization significantly lessens the expenses and labor involved in adhering to security policies and regulatory requirements such as PCI DSS, while also providing an easy way to safeguard other sensitive information like personally identifiable information (PII). Although there are no universally accepted tokenization standards in the market, the majority of tokenization solutions can be categorized into two main architectures: vaultless and vaulted tokenization, both of which effectively secure and anonymize sensitive data assets. Tokenization software can be deployed in various environments, including data centers, big data setups, or cloud platforms. By utilizing tokenization, organizations can effectively eliminate cardholder data from PCI DSS scope with minimal investment and effort, leading to significant savings on compliance-related expenses. In today's modern IT frameworks, it is crucial to manage and protect PII securely. With CipherTrust tokenization, organizations can ensure the protection of PII without the complexities of encryption key management that typically burden software developers, thus streamlining data security processes. This innovative approach not only simplifies compliance but also enhances overall data governance strategies.

Titaniam provides enterprises and SaaS vendors with a full suite of data security controls in one solution. This includes highly advanced options such as encrypted search and analytics, and also traditional controls such as tokenization, masking, various types of encryption, and anonymization. Titaniam also offers BYOK/HYOK (bring/hold your own key) for data owners to control the security of their data. When attacked, Titaniam minimizes regulatory overhead by providing evidence that sensitive data retained encryption. Titaniam’s interoperable modules can be combined to support hundreds of architectures across multiple clouds, on-prem, and hybrid environments. Titaniam provides the equivalent of at 3+ solutions making it the most effective, and economical solution in the market. Titaniam is featured by Gartner across multiple categories in four markets (Data Security, Data Privacy, Enterprise Key Management, and as a Cool Vendor for 2022). Titaniam is also a TAG Cyber Distinguished Vendor, and an Intellyx Digital Innovator for 2022. In 2022 Titaniam won the coveted SINET16 Security Innovator Award and was also a winner in four categories for the Global Infosec Awards at RSAC2022.

Enhance customer security, decrease compliance challenges, and maintain the agility and autonomy needed to run your business effectively by utilizing single- and multi-use tokens offered by ACI. ACI’s omni-tokens are versatile, working seamlessly across various channels and accommodating both card and alternative payment methods. These omni-tokens effortlessly connect customers to their tokenized payment options while safeguarding their sensitive personal information. Tokenization represents a crucial component of data security, and it is complemented by point-to-point encryption (P2PE), which secures sensitive cardholder data at the terminal level. Cybercriminals often target payment information as it moves from the payment terminal to the processor, making this protection essential. By integrating tokenization with P2PE, you can ensure comprehensive security for customer data at every interaction point, creating a robust defense against potential breaches. This dual approach not only enhances security but also builds trust with your customers, ultimately benefiting your business's reputation.

Implement tokenization for primary account numbers (PAN) and related personally identifiable information (PII) or protected health information (PHI) to ensure adherence to regulations that govern the management of sensitive data. This strategy allows for a reduction in PCI DSS scope across various channels and with trusted third-party partners. By employing tokenization at the point of data entry, your organization can adapt to the ever-changing landscape of security requirements. The ShieldConex platform offers a vaultless and format-preserving tokenization solution for each data component, including critical payment information such as credit or debit card PAN, expiration date, CVV, and cardholder name. This approach helps to unify the payment experience not only across different businesses but also across various locations and channels, encompassing mobile, online, and in-store transactions. Embracing such a comprehensive strategy enhances both security and customer trust in your services.

The Visa Token Service is designed to facilitate the creation and maintenance of digital payment experiences while ensuring the protection of consumers' sensitive data from fraudulent activities. As the demand for mobile payment options grows among consumers, Visa Token Service offers three vital resources to help businesses satisfy this need. Visa provides comprehensive standards, specifications, and development tools, along with ready-to-use mobile solutions, enabling partners to create and implement their own tokenized applications for cardholders. By collaborating with us, you can develop your own mobile payment application utilizing the Visa Token Service SDK, which allows for direct integration with token management systems. As contactless mobile transactions pave the way for a new era of digital payments, Visa Token Service simplifies and secures this process. Leveraging Near Field Communication (NFC) technology and Visa PayWave, making secure purchases becomes as effortless as a mere wave of the hand. This innovation allows for seamless and convenient purchases on the go, particularly with compatible iOS devices, enhancing the overall consumer experience in the digital payments landscape. Embrace the future of transactions with confidence and ease.

Enigma Vault serves as your easy solution for payment card data and file tokenization and encryption, boasting PCI level 1 compliance and ISO 27001 certification. Handling the encryption and tokenization of data at the field level can be incredibly challenging, but Enigma Vault simplifies this process significantly. By effectively managing the heavy lifting, it allows you to transform an extensive and expensive PCI audit into a straightforward SAQ. By utilizing token storage instead of keeping sensitive card data, your security risks and PCI scope are substantially reduced. With the implementation of cutting-edge technologies, searching through millions of encrypted entries is accomplished in mere milliseconds. Our fully managed service is designed to grow alongside your requirements, ensuring that Enigma Vault accommodates data of all types and sizes seamlessly. You receive authentic field-level protection, as it enables you to substitute sensitive information with a token. Enigma Vault not only provides a range of services but also alleviates the burdens associated with cryptography and PCI compliance. You can finally put aside the hassle of managing and rotating private keys while avoiding the complications of intricate cryptographic processes, allowing you to focus on your core business operations.

TrueZero offers a vaultless data privacy API that substitutes sensitive personally identifiable information (PII) with tokens, enabling organizations to lessen the effects of data breaches, facilitate safer data sharing, and reduce compliance burdens. Our tokenization technology is utilized by top financial institutions. No matter where or how PII is utilized, TrueZero Tokenization effectively secures and replaces that information. This allows for more secure user authentication, information validation, and profile enhancement without disclosing sensitive data such as Social Security Numbers to partners, internal teams, or external services. By minimizing your environments that require compliance, TrueZero can significantly expedite your compliance timeline, potentially saving you millions in development or partnership expenses. With data breaches averaging $164 per compromised record, tokenizing PII is crucial for safeguarding your organization against penalties related to data loss and damage to your brand’s reputation. You can store tokens and perform analytics just as you would with unaltered data, ensuring both functionality and security. In today’s data-driven world, this approach not only enhances privacy but also fosters trust with clients and stakeholders alike.

OmniToken employs cryptographic key management techniques that align with established industry standards like PCI DSS and PCI Point-to-Point Encryption (P2PE). By adhering to best practice security standards, it greatly mitigates the risks associated with card data theft. OmniToken operates seamlessly within both in-store and online payment environments. It integrates effortlessly with various Worldpay services, encompassing account updates, fraud prevention, recurring billing, and back-office operations. Additionally, OmniToken’s flexibility and compatibility with third-party service providers enable it to address the intricate requirements of your business effectively. This adaptability ensures that enterprises can maintain robust security while optimizing their payment processes.

Skyflow allows you to run workflows, logic, and analytics on encrypted data. Skyflow uses multiple encryption and tokenization methods to ensure maximum security. With auditable logs, provenance, and data residency, you can manage access to your data and policy enforcement. Compliance is possible in minutes, not weeks. It's easy with our trusted infrastructure and simple REST or SQL APIs. Tokenization is required for compliance. An encrypted data store allows you to search, analyze, and make use of secure data. Skyflow can be run in any virtual private cloud you prefer. It can be used as a secure gateway, zero trust storage, and many other purposes. Replace a difficult-to-maintain patchwork of point solutions with a single cost-effective data vault. You can use your sensitive data in any application or workflow without ever having to decrypt it.

The VGS Vault allows users to securely store their tokenized data. This secures your most sensitive data. There is nothing to be stolen in the event of a breach. It's impossible to hack what isn't there. VGS is the modern approach in data security. Our SaaS solution allows you to interact with sensitive and regulated data while avoiding the responsibility of protecting it. You can see the interactive example of how VGS transforms data. You can choose to hide or show data by choosing Reveal or Redact. VGS can help you, whether you're a startup looking for best-in-class security or an established company seeking to eliminate compliance as a barrier to new business. VGS assumes the responsibility of protecting your data, eliminating any risk of data breaches, and reducing compliance overhead. VGS layers protection on the systems for companies that prefer to vault their data. This prevents unauthorized access and leakage.

The AuricVault® tokenization service protects your critical financial and personal information by securely storing that data and substituting it with a token. These tokens consist of random combinations of letters and numbers that bear no correlation to the actual stored data. Even if someone were to obtain all your tokens, they would still be unable to access any of your sensitive information. This process of tokenization achieves what is known as data separation, which ensures that no single entity possesses all the data at once. Auric's tokenization solution allows for granular permissions, enabling one or more authorized parties to access the sensitive tokenized information. Depending on your specific business model, implementing the AuricVault® tokenization service may also help to keep your systems and servers outside of PCI compliance requirements. By utilizing this service, we assist businesses in safeguarding billions of dollars and facilitating millions of transactions in a secure, efficient, and straightforward manner. Ultimately, our commitment is to bolster your security posture while simplifying the complexities of data management.

EncryptRIGHT simplifies the application-level data protection by separating data protection policies and application programming. This allows for a complete separation between information security, application programming, and data security. EncryptRIGHT uses a Data Security Governance approach to define and enforce how data is protected. It also determines who can access the data and what format it will take once access is granted. The unique Data-Centric Security Architecture allows information security professionals to create an EncryptRIGHT Data Protect Policy (DPP) and bind it to data, protecting it no matter where it is stored, used, moved, or stored. Programmers don't need to be experts in cryptography to protect data at the application level. They simply configure authorized applications to call EncryptRIGHT to request that data be appropriately secured or unencrypted according to its policy.

Ensure the protection, storage, and stringent management of tokens, passwords, certificates, and encryption keys that are essential for safeguarding sensitive information, utilizing options like a user interface, command-line interface, or HTTP API. Strengthen applications and systems through machine identity while automating the processes of credential issuance, rotation, and additional tasks. Facilitate the attestation of application and workload identities by using Vault as a reliable authority. Numerous organizations often find credentials embedded within source code, dispersed across configuration files and management tools, or kept in plaintext within version control systems, wikis, and shared storage. It is crucial to protect these credentials from being exposed, and in the event of a leak, to ensure that the organization can swiftly revoke access and remedy the situation, making it a multifaceted challenge that requires careful consideration and strategy. Addressing this issue not only enhances security but also builds trust in the overall system integrity.

Enhance your data security and address privacy issues with the swift, cloud-native vaultless tokenization platform. Understanding that your organization not only meets but surpasses compliance standards provides you with the necessary tranquility to concentrate on what truly matters for your enterprise. Companies today are grappling with rising operational expenses, the looming threat of ransomware, and persistent compliance evaluations. Rixon empowers you with confidence and security, allowing you to showcase the value of your business to the world effectively. The Rixon privacy platform is designed to drive favorable business results by equipping organizations with essential tools to manage security, compliance, and privacy initiatives for both the organization and its supported applications. By utilizing our innovative patented tokenization technique, Rixon effectively eradicates the risk of sensitive data exposure within your applications. Sensitive data is safely captured and transformed into intelligent security tokens, creating a robust defense against unauthorized access to your information. This comprehensive approach not only protects your data but also strengthens your overall business resilience.

Simplifying data leakage prevention in your application is now easier than ever with the Acra encryption suite, which offers robust data protection for distributed systems, as well as web and mobile applications, utilizing PostgreSQL, MySQL, and KV backends through targeted encryption methods. The encryption of sensitive and personal information is not only a regulatory requirement under laws such as GDPR, HIPAA, CCPA, and PCI DSS but also aligns with the best practices established within the industry. Nonetheless, incorporating cryptography into distributed applications can often prove to be a complex endeavor, frequently resulting in limited security benefits and various architectural compromises. Acra aims to transform this landscape by offering a singular solution that encompasses nine essential data security controls, designed to effectively reduce data leakage risks while ensuring comprehensive defense mechanisms throughout the entire data lifecycle in the application. The integration of Acra is straightforward, requiring minimal changes to your existing codebase, and it enhances data security while decreasing mean time to detection (MTTD) and mean time to recovery (MTTR). Additionally, Acra equips developers with an integration library that enables the encryption of any record using keys from AcraServer, further streamlining the security process. Ultimately, Acra is positioned as a vital tool for any organization striving to maintain data integrity and compliance in today's digital landscape.

Our platform allows businesses to use data, including its application in advanced analysis, machine learning and AI, to do great things without worrying that customers, employees or intellectual property are at risk. The Protegrity Data Protection Platform does more than just protect data. It also classifies and discovers data, while protecting it. It is impossible to protect data you don't already know about. Our platform first categorizes data, allowing users the ability to classify the type of data that is most commonly in the public domain. Once those classifications are established, the platform uses machine learning algorithms to find that type of data. The platform uses classification and discovery to find the data that must be protected. The platform protects data behind many operational systems that are essential to business operations. It also provides privacy options such as tokenizing, encryption, and privacy methods.

Protect sensitive information at every stage—whether on-site, in the cloud, or within extensive data analytic systems. Voltage encryption provides a robust solution for data privacy, mitigates the risks associated with data breaches, and enhances business value through the secure utilization of data. Implementing effective data protection fosters customer trust and ensures adherence to international regulations such as GDPR, CCPA, and HIPAA. Privacy laws advocate for methods like encryption, pseudonymization, and anonymization to safeguard personal information. Voltage SecureData empowers organizations to anonymize sensitive structured data while still allowing its use in a secure manner, facilitating business growth. It's essential to guarantee that applications function on secure data that moves seamlessly through the organization, without any vulnerabilities, decryption requirements, or negative impacts on performance. SecureData is compatible with a wide array of platforms and can encrypt data in various programming languages. Additionally, the Structured Data Manager incorporates SecureData, enabling companies to protect their data efficiently and continuously throughout its entire lifecycle, from initial discovery all the way to encryption. This comprehensive approach not only enhances security but also streamlines data management processes.

Adaptive is a robust data security platform aimed at safeguarding sensitive data from exposure across both human and automated entities. It features a secure control plane that allows for the protection and access of data, utilizing an agentless architecture that does not demand any network reconfiguration, making it suitable for deployment in both cloud environments and on-premises settings. This platform empowers organizations to grant privileged access to their data sources without the need to share actual credentials, thereby significantly bolstering their security stance. Additionally, it supports just-in-time access to an array of data sources such as databases, cloud infrastructure, data warehouses, and web services. Furthermore, Adaptive streamlines non-human data access by linking third-party tools or ETL pipelines through a unified interface, while ensuring data source credentials remain secure. To further reduce the risk of data exposure, the platform incorporates data masking and tokenization techniques for users with non-privileged access, all while maintaining existing access workflows. Moreover, it ensures thorough audibility by providing identity-based audit trails that cover all resources, enhancing accountability and oversight in data management practices. This combination of features positions Adaptive as a leader in the realm of data security solutions.

A data-first approach in cybersecurity can minimize costly data breaches and speed up regulatory compliance. Fortanix DSM SaaS is designed for modern data security deployments to simplify and scale. It is protected by FIPS 140-2 level 3 confidential computing hardware, and delivers the highest standards of security and performance. The DSM accelerator can be added to achieve the best performance for applications that are latency-sensitive. A scalable SaaS solution that makes data security a breeze, with a single system of record and pane of glass for crypto policy, key lifecycle management, and auditing.

Ensure that your most confidential information is encrypted prior to leaving the application, meaning that only ciphertext is visible to the storage layer and potential attackers. Implementing application-native client-side encryption safeguards data from advanced threats, supply-chain vulnerabilities, and insider risks. Traditional at-rest encryption solutions, such as transparent disk encryption and full disk encryption, fail to protect against contemporary threats, as they provide administrators, key processes, and attackers with implicit access to unencrypted data due to their privileged status. By addressing this security gap, you can unify the efforts of engineering, security, and compliance teams through Ubiq’s developer-centric encryption-as-code platform. This platform offers lightweight, prebuilt code and open-source encryption libraries that seamlessly integrate into any application, enabling native client-side encryption while simplifying key management with a set-and-forget approach. Ultimately, enhancing your security posture requires a proactive strategy that prioritizes confidentiality at the source.

BusinessMatch+ offers 40+ additional business attributes, including tax liens, judgments, UCC filings (Uniform Commercial Code), revenue, employee count and normalized company names, as well as layoff notifications. Scores and attributes that can be used to predict macro- and microeconomic disruptions. Reduce the number of verification referrals, by predicting income overstatement probabilities at the time of the application. Livesight's secure network technology allows you to access the verification work that your peers have already completed. Layoffs, upcoming unemployment, macro and microeconomic disruptions by industry and geography. Predict whether an employer will be affected by future disruptions.

Safeguarding the transfer and utilization of data from the moment it is captured until its eventual disposal minimizes the risks of attacks, accidents, mistakes, or unauthorized access. The primary aim is to achieve these protective measures throughout the entire lifecycle of the data, facilitating quicker compliance with relevant regulations. To implement data-centric security effectively, a platform is required that not only provides protection strategies tailored to specific scenarios but also allows for the identification, classification, and analysis of various datasets. This solution should go beyond mere compliance and basic security standards, delivering optimal agility in the process. Additionally, it must support seamless integration of these features into existing enterprise applications and cybersecurity frameworks. The simplicity of integration can often play a crucial role in influencing the overall cost and risk associated with any initiative aimed at data protection, emphasizing its importance in the decision-making process. Ultimately, prioritizing a robust integration strategy can significantly enhance the effectiveness of security measures and contribute to a more resilient data management approach.

Sotero stands out as the pioneering cloud-native platform for zero trust data security, seamlessly integrating your entire security infrastructure into a singular, user-friendly system. Utilizing a sophisticated data security fabric, the Sotero platform guarantees that your sensitive information remains consistently safeguarded. It automatically secures all instances of data and applications, irrespective of their origin, location, or stage in the data lifecycle—whether at rest, during transit, or in active use. By adopting Sotero, you transition from a disjointed and complicated data security framework to a cohesive security fabric that offers comprehensive management of your entire data security landscape. This innovation eliminates the need to rely on multiple point solutions to monitor data access, as it delivers governance, audit trails, visibility, and complete control through a unified interface. Furthermore, the Sotero platform is capable of protecting any data asset, regardless of where it is stored, including relational databases, unstructured, semi-structured, or structured data, whether on-premises or hosted in the cloud, ensuring robust security across all environments. With Sotero, organizations can confidently navigate their data security challenges while maintaining a holistic view of their security posture.

Snowflake makes it easy to manage sensitive data quickly and easily. This will allow you to get more value in less time than waiting months. ALTR allows you to automatically classify sensitive data by checking a box on import. You can add controls such as data masking using a drop-down menu. From a single screen, you can set alerts and limits for data access by user, amount and IP address. There are no extra costs or hassles on the prem, no proxies that can be broken with platform changes, and no managed services disguised under SaaS. ALTR was created in the cloud and integrates seamlessly with platforms such as Snowflake. ALTR's complete control over data allows you to visualize data usage, detect anomalies, alert on them, block threats, and tokenize important data. All your data is protected. ALTR is cloud-based so there's no upfront cost. You can start ALTR for free and then upgrade as necessary.

Introduce an all-encompassing pay card initiative that completely removes the need for paper checks, lowers expenses, and enhances operational efficiency. Our customer service, which caters to both partners and cardholders, stands out as our primary competitive advantage, as highlighted by feedback from our clients. We also offer compliance support through our unique tools, featuring a compliance map designed to assist users. The PayCard program comes with zero fees for card inventory, no charges for training, and no costs associated with implementation. An automated inventory system manages card stock across multiple locations effectively. Our advanced security measures eliminate the requirement for costly security tokens, while our fraud protection employs a sophisticated neural network that adapts to the cardholder's spending habits, rather than relying on basic geographic transaction systems. Additionally, our APIs facilitate smooth integration with any payroll software or provider that supports API connectivity. Furthermore, we enable near real-time payment processing at gas stations without requiring pre-authorization holds, streamlining the overall user experience. This combination of features not only simplifies transactions but also builds trust and security for all users involved.

Baffle delivers comprehensive data protection solutions that secure data from any origin to any endpoint, allowing organizations to manage visibility over their information. Companies are continually facing cybersecurity challenges, including ransomware attacks, alongside the potential for losing their data assets in both public and private cloud environments. Recent changes in data management regulations and the necessity for enhanced protection have transformed the methods by which data is stored, accessed, and analyzed. By recognizing that data breaches are inevitable, Baffle aims to make such incidents insignificant, offering a crucial layer of defense that guarantees unprotected data remains inaccessible to malicious actors. Our solutions are designed to secure data right from its inception and maintain that security throughout its processing stages. With Baffle's dynamic data security framework applicable to both on-premises and cloud environments, users benefit from various data protection options. This includes the ability to safeguard information in real-time as it transitions from a source data repository to cloud databases or object storage, thereby enabling the safe handling of sensitive information. In this way, Baffle not only protects data but also enhances the overall trust in data management practices.

Paysley allows customers to send secure payments to you via text messaging, picture messaging and email. Customers can also access any custom payment page from their mobile devices by scanning a QR code that can be displayed anywhere. To make a payment, your customers don't need to download an application or register. Paysley is the easiest and most convenient way to make payments. No special devices or card readers are required. Cardholders can make payments using their mobile devices. There is no customer app download, account registration, password, or login. No redirect to a service provider's website. Paysley is a direct tokenized payment option. You don't need to ask for customer's card information ever again. Paysley is secure, and your business will be PCI compliant. Your Paysley Portal allows you to upload and manage customer information. Your customer database doesn't just contain contact information.

Three-Domain Secure (3DS or 3-D Secure) is a messaging protocol based on XML that allows cardholders to verify their identity with their card issuer during online purchases where the card is not physically present. This system plays a crucial role in minimizing unauthorized card-not-present transactions, thereby safeguarding merchants, issuers, and cardholders from potential fraud. By facilitating the transfer of cardholder information between the key players involved in a CNP transaction—namely the cardholder, merchant, card issuer, and payment processor—3-D Secure enhances security. Originally created by Visa in the early 2000s, the first version of this technology was known as Verified by Visa (VbV). Additionally, other major card brands have embraced services based on the 3-D Secure 1.0 framework, with MasterCard referring to it as MasterCard SecureCode (MCC), JCB International calling it J/Secure, and American Express branding it as American Express SafeKey. A significant advantage of implementing 3-D Secure is the transfer of liability for fraudulent transactions from merchants to card issuers, which effectively lowers the incidence of chargebacks. This system not only boosts consumer confidence in online shopping but also enhances the overall integrity of electronic payment systems.

You have complete authority over the encryption of your information at all times, ensuring there are no hidden backdoors. One solution encompasses all systems. With the innovative template concept, the eperi® Gateway can be customized for all your cloud applications, aligning perfectly with your data protection needs. Your team can maintain their usual workflow as the eperi® Gateway seamlessly encrypts data, allowing essential application functionalities like searching and sorting to remain intact. This allows you to leverage the benefits of cloud applications while adhering to rigorous financial industry regulations, including privacy-preserving analytics. The rise of IoT introduces intelligent machines and products that autonomously gather data. With encryption, you can not only secure data privacy but also meet compliance standards effectively. By integrating such robust encryption measures, you can confidently navigate the complexities of data management in today’s digital landscape.

The most recent update to the Payment Card Industry Data Security Standard mandates the use of multi-factor authentication (MFA) for any administrative access to the cardholder data environment (CDE), even when accessed from a trusted network. Additionally, implementing MFA helps streamline adherence to privacy regulations such as HIPAA and GDPR. With Powertech Multi-Factor Authentication, organizations can deploy MFA throughout their systems, including on platforms like IBM i. The solution also features comprehensive auditing and reporting tools that facilitate easy compliance verification. Relying solely on passwords is insufficient in the face of contemporary security threats. Many attackers are skilled in acquiring login credentials, and approximately half of all users tend to reuse passwords. Given the increase in remote work and network access, the question arises: which organization can afford such a significant level of vulnerability? By introducing Powertech Multi-Factor Authentication, organizations can enhance their existing security measures, significantly mitigating the potential impact of compromised passwords while fostering a more secure digital environment. This added layer of protection is essential as cyber risks continue to evolve.

Founded in 2017 and located in Waltham, Massachusetts, ID123 is a company that specializes in digital identity solutions. Their all-encompassing platform features a web-based ID Management System (IDMS) alongside a mobile ID application, which empowers organizations to create, distribute, and manage digital ID cards remotely. The IDMS offers administrators the capability to design personalized card layouts, import and modify cardholder information, and send IDs via email, simplifying the ID management process. Users can conveniently keep several digital ID cards on their smartphones through the ID123 app, which functions without an internet connection and includes robust security features to safeguard personal data and thwart fraudulent activities. This application also allows for in-app photo uploads, sends push notifications, manages ID expiration automatically, and supports single sign-on, all of which enhance both user experience and institutional oversight. ID123's innovative solutions are tailored to serve a diverse range of sectors, including education, corporate environments, and membership-based organizations. By prioritizing user security and administrative efficiency, ID123 continues to redefine how digital identities are managed in today's increasingly digital world.

Personalize your card designs and decide whether you prefer hard-coded cards or those that connect. You can manage cardholders remotely by adding, removing, or editing their details, while also allowing multiple admins within your organization to handle bulk management tasks efficiently. This setup is particularly beneficial for businesses with distinct departments. Gain access to scan analytics, share profile images, and retrieve individuals' information through Doorway's connected cards. Seamlessly integrate HR management software, utilize single sign-on (SSO) for logins, create a custom-branded domain, and explore Doorway’s in-depth information security documentation. By subscribing to Doorway's professional, business, or enterprise tiers, you contribute to our monthly tree-planting initiative, reflecting our commitment to sustainability. Protecting your information security and privacy remains our top priority, bolstered by best-in-class practices and policies confirmed by our compliance auditor, EY. Tailor your organization's cards completely, with the flexibility to modify the design whenever needed. Each cardholder will receive an email containing a link to conveniently save Doorway in their digital wallet, ensuring easy access at all times. Moreover, we strive to keep our users informed about the latest security measures and enhancements.

Card Recon by Ground Labs, the preferred cardholder data discovery tool for more than 300 PCI Qualified Secure Assessors (QSAs), and PCI Forensic Investigators(PFI), is Card Recon by Ground Labs. Card Recon is trusted across 80 countries by over 4,500 merchants as their preferred credit card data discover tool. Ground Labs offers two industry-leading credit cards scanning solutions that will suit the needs of small to medium businesses: Card Recon Server or Card Recon Desktop. Card Recon searches files and memory, and even delete locations on workstations or file servers (Card Recon Server) while inspecting hundreds upon file types to detect credit card numbers issued from the 10 major payment card companies. Card Recon's custom-built PCI compliance data detection capabilities scan for credit cards numbers from the major card brands and can identify 160+ primary account numbers (PAN) structures around the globe.

USPAY Gateway, as USPAY's exclusive payment processing solution, delivers dependable, safe, and cost-effective state-of-the-art services for integrated payment transactions. This comprehensive gateway supports nearly all forms of payment and ensures complete PCI compliance along with user-friendly features. Whether transactions occur in-store, over the phone, or online, USPAY Gateway efficiently manages and routes your payments across various devices and configurations, including point-of-sale systems and wireless technology. The security of cardholder information is crucial for every enterprise, which is why USPAY Gateway incorporates advanced data protection measures such as intrusion detection, file integrity systems, SSL encryption, and a continuously monitored network. With these robust security features, you can rest assured that you won’t face the financial repercussions of data breaches or non-compliance with Payment Card Industry Data Security Standards. Furthermore, the seamless integration and comprehensive support make USPAY Gateway an ideal choice for businesses seeking to enhance their payment processing capabilities.

ChargebackHelp offers merchants comprehensive protection against various types of disputes, including fraud and friendly fraud. The CBH+ service enhances your transaction data by integrating it with powerful tools designed to prevent disputes, effectively manage chargebacks, and reclaim lost revenue from friendly fraud. With ChargebackHelp, merchants can reduce the number of disputes and recover funds that may have otherwise been lost to fraudulent activities. Our platform streamlines the entire dispute process through a user-friendly interface that allows you to track all disputes and gain clear insights into the financial impact. By utilizing our services, you can decrease chargebacks by as much as 40% and increase your success rate in dispute representment. Protect your hard-earned revenue with ChargebackHelp's solutions. Additionally, the CBH+DEFLECT feature expands a merchant's ability to intervene at the moment a cardholder inquires about a dispute, facilitating real-time access to transaction data for both the cardholder and their bank. This proactive approach ensures that your company information is readily available to deter potential disputes before they occur.

Quickly and effortlessly construct, assess, and implement your payment solutions using our modular, "building-block" technology. With more than 100,000 pre-coded functions at your disposal through an intuitive point-and-click interface, you can significantly reduce your time to market while accommodating nearly any use case via our extensive library of over 300 APIs. Seamlessly transfer card details into users' mobile wallets and utilize advanced tools to provide exceptional digital experiences. Experience the benefits of flexibility and control as you rapidly develop and test new programs featuring unique capabilities informed by market feedback, all while scaling your offerings within a platform that is inherently secure, reliable, and contextually aware. Our highly adaptable Agile Processing platform empowers you to create and launch programs with an unmatched variety of features, allowing you to roll out initiatives in as little as 30 days without the need for costly IT infrastructure investments. This streamlined approach not only enhances efficiency but also fosters innovation in the ever-evolving payment landscape.

Customers today demand payment options that are both convenient and secure, which may seem straightforward, but why leave it to chance? With Elavon’s expertise in integrating cutting-edge technology, robust security measures, and adherence to PCI DSS standards, you can transform your payment processes into a source of customer delight rather than just satisfaction. Our eCommerce solutions are user-friendly and consistently secure, allowing you to rely on Elavon whether you need a basic payments page or a fully customized online store, tailored specifically to your business objectives. Join the myriad of businesses that trust Elavon for seamless and flexible payment solutions that facilitate transactions anytime and anywhere. Don’t let access to your earnings be delayed; experience rapid funding without any hidden fees. From individual entrepreneurs to multi-location operations and large corporations, our adaptable payment solutions are designed to grow alongside your business. You can be confident that your customers' cardholder information is safeguarded with the highest level of security through EMV authentication, encryption, and tokenization, ensuring peace of mind for you and your clients alike. In today’s fast-paced market, prioritize security and convenience with Elavon.

The Lumen℠ Web Application Firewall offers robust protection for your data, employees, and customers, ensuring a seamless security experience that effectively deters hackers and cybercriminals. By providing essential web and application safeguards, LumenSM effectively helps in thwarting attacks while minimizing the risk of expensive data breaches and downtime through a combination of advanced defenses that focus on accurately identifying threats without hindering customer interactions. This service adds a vital layer of security to your existing perimeter firewall infrastructure, featuring continuous 24x7 monitoring that enables prompt and effective responses to emerging threats. It also plays a key role in identifying sensitive data leaks—such as credit card and social security numbers—by analyzing encrypted traffic and blocking harmful web requests. Moreover, it conducts a thorough application security review and analysis of current web applications to pinpoint vulnerabilities that could compromise your site's security, potentially leading to costly interruptions in business operations. As cyber threats evolve, maintaining up-to-date security measures becomes increasingly essential for ensuring the integrity of your digital assets and customer trust.

Achieve readiness for an audit in under a day by utilizing Evervault to securely encrypt cardholder data. Evervault seamlessly integrates with various standard cardholder data processes, enabling you to gather PCI data in compliance for tasks such as processing, issuing, and storage. Typically, we will minimize your PCI scope down to the SAQ A control set, which represents the most streamlined set of PCI DSS requirements. Our team will collaborate with you to analyze your system architecture and offer tailored recommendations for incorporating Evervault, aiming to decrease your compliance obligations as much as possible. You will implement Evervault following one of our provided architecture templates, and we will thoroughly validate your integration to confirm it meets compliance standards. Additionally, we will supply you with a comprehensive bundle of PCI DSS policies and procedures, accompanied by our PCI DSS Attestation of Compliance (AoC). To further assist your efforts, we will connect you with an auditor experienced in Evervault’s architecture, ensuring a smooth audit process. This partnership not only simplifies compliance but also strengthens your overall data security framework.

CPI’s Card@Once provides a secure and cost-effective method for instantly producing magnetic stripe, EMV, and contactless debit and credit cards both in branches and on demand. This innovative solution enhances cardholder experiences by streamlining activation, reducing costs, and offering a simple way to replace lost or stolen cards. The implementation process is straightforward, requiring only a minimal initial investment, as CPI handles everything from setup to training and ongoing support. With Card@Once, the operation is user-friendly, needing just a power source and an internet connection without any IT management. It adheres to all security standards for EMV and dual-interface cards, with access safeguarded by a physical key and code, ensuring that no financial institution keys are stored on the device. By prioritizing security and compliance, Card@Once allows you to get started quickly and with ease. Discover how Card@Once distinguishes itself from traditional software purchase models, and enhance customer service by providing instantaneous card issuance. This efficiency not only improves customer satisfaction but also fosters loyalty and trust in your financial services.

Rippleshot is a company focused on detecting and preventing fraud, utilizing advanced artificial intelligence and machine learning techniques to assist financial institutions in identifying and addressing card fraud proactively. Their main product, Sonar, processes millions of card transactions every day, helping to pinpoint compromised merchants and cards at risk, which allows for prompt and precise action against potential fraud cases. Furthermore, Rippleshot provides an AI-based tool that empowers financial institutions to develop effective fraud prevention rules without requiring extensive IT support. By implementing these innovative solutions, banks and credit unions can significantly lower fraud-related losses, avoid unnecessary card replacements, and improve the overall satisfaction of their cardholders. This company is reshaping the approach banks and credit unions take towards fraud detection through a cloud-driven technology that employs machine learning and data analysis, making it easier and faster to identify fraudulent activities. Their commitment to leveraging technology ensures that institutions stay ahead in the ongoing battle against fraud, reinforcing trust and security in financial transactions.

Streamline your payment processing with a solution that seamlessly integrates into your ECI software. Net1's integrated payment processing not only saves time but also minimizes expensive data entry mistakes, enhances security, and boosts your business's cash flow. Revamp your payment management approach with our swift and efficient card and automatic clearing house (ACH) solutions, which typically offer lower costs compared to alternative payment providers. By adopting an integrated system, you can enhance productivity and precision, automating payments and billing to eliminate the risks tied to manual data entry and fragmented processes. This approach reduces repetitive tasks and the likelihood of human error. Additionally, safeguard sensitive customer and business data with a solution that utilizes encryption and secures information within the Net1 payments vault. The use of tokenized payments ensures that critical data remains protected and minimizes both the costs and complexities associated with PCI compliance. Furthermore, adopting this integrated payment processing solution allows businesses to focus more on growth rather than on managing errors and compliance issues.

SmartSIP® is a software solution designed for on-premise use that offers DTMF suppression and masking, allowing contact centers to securely collect sensitive cardholder information during live calls. Customers can input their confidential data using their touch-tone phone while remaining connected to a contact center representative. Through DTMF suppression and masking, the tones generated by the customer are substituted with flat tones that cannot be reverted to their original forms. The agent's interface displays a masked version of the customer's input. By effectively removing the need for verbal communication of sensitive details, SmartSIP ensures that full call recordings and comprehensive screen captures are maintained. Acting as a SIP proxy between the Session Border Controller (SBC or Media Gateway) and the voice platform, SmartSIP processes the DTMF data without interfering with the audio connection. This innovative tool is specifically designed for VoIP telephony within contact centers, making it an essential asset for maintaining data security during customer interactions. Moreover, its implementation can significantly enhance compliance with various regulatory standards related to data protection.

MACCS© provides Federal agencies and companies with the capability to oversee and monitor all credit card expenditures, generate accounting obligation entries during cardholder authorization or entry, and import card transactions received electronically or through diskette from the credit card processing facility while ensuring those transactions are reconciled with the cardholder's records. Additionally, MACCS© effectively manages disputes related to card transactions, facilitates credit tracking and processing, creates disbursement accounting entries from reconciled records that have been approved for payment, and can seamlessly integrate these transactions into the current enterprise accounting system for efficient processing. This comprehensive tool streamlines financial oversight and enhances the accuracy of financial records.

Master Payment is a wholly Mexican enterprise that boasts extensive expertise and cutting-edge technology in electronic payment methods, ensuring top-tier security standards within the global payment sector through its SAAS (Software as a Service) model in Hosteo. As the economy evolves rapidly, there is an increasing demand for technological solutions that can keep pace with these changes. A primary motivation behind the establishment of Master Payment was to offer comprehensive solutions that do not require clients to invest heavily, utilize complex hardware, or maintain dedicated personnel teams, all while ensuring swift development and implementation timelines for projects that enhance business and market strategies for Mexican banking systems and their clients. With a resilient infrastructure supported by redundant systems, Master Payment guarantees a dependable solution. Furthermore, it provides a PCI DSS certified offering that ensures the encryption and security of all cardholder data during transmission from point to point, reinforcing its commitment to protecting sensitive information. This dedication to security and efficiency positions Master Payment as a leader in the electronic payment landscape.

Credit Card, ACH and IVR Payment SaaS available for your IBM i, iSeries and AS/400. Use native RPG APIs to ensure a stress-free and simple implementation for the IBM i, iSeries and AS/400. Automate manual data entry, get real-time authorizations and perform background or recurring charges with cards on file. Your entire infrastructure is now exempted from PCI. This will allow you to spend less time on compliance reporting, audits, and other administrative tasks. Remote payment tokenization can help you reduce risk and protect your data. Flat-fee pricing allows you to control your costs. We will show you how to improve transaction quality, reduce downgrade fees, and get the best credit card processing rates.

In addition to Payment Card Information (PCI), hackers often seek out Personally Identifiable Information (PII), which is also referred to as personal data, as well as Protected Health Information (PHI). TokenEx has the capability to tokenize various forms of data, allowing for the secure storage of PII, PHI, PCI, ACH and more by substituting them with tokens that are mathematically disconnected from the original information, rendering them ineffective for malicious actors. This tokenization process provides immense versatility in how organizations manage, retrieve, and protect their sensitive information. Moreover, it enhances compliance with data protection regulations while minimizing the risk of data breaches.

A comprehensive software solution designed to streamline the management of credit and debit card operations is beneficial for issuers, cardholders, and businesses alike. With ease and speed, users can tailor and automate the oversight of credit, debt, and prepaid cards to fit their institutional needs. The system incorporates a robust transactional engine that facilitates credit card authorizations on a global scale. Enhance your institution's security with advanced technological offerings, including loss prevention measures for both open and closed credit card transactions. Additionally, businesses can manage payments with the assurance of international security standards and transactional certifications. The platform allows for the rapid development of new products and payment services, enabling thorough analysis of business operations and revenue opportunities. This integrated approach not only simplifies processes but also empowers institutions to adapt quickly to market changes and customer demands.

ECRYPT provides a robust and secure platform along with an API designed for accepting payments, increasing revenue, and scaling your business effortlessly. With clear API documentation and committed developer assistance, integrating ECRYPT's powerful payment solutions into your software becomes a seamless experience. The platform allows you to process payments, oversee customer accounts, and construct a comprehensive payment ecosystem efficiently. You can effortlessly incorporate secure card-present payment solutions using ECRYPT’s Cloud EMV devices, ensuring a smooth transaction process. Moreover, ECRYPT offers secure hosted payment fields for websites and applications, significantly reducing PCI scope while allowing for extensive customization. This secure solution enables businesses to manage customer relationships, store various payment methods, and protect sensitive financial information effectively. By leveraging ECRYPT’s advanced tokenization and P2PE solutions, you can securely handle and archive sensitive payment data. Tailored for enterprises, developers, and innovators, ECRYPT empowers businesses with essential tools for managing, scaling, and monetizing payment services successfully. With these advancements, card-present transactions are now not only easier but also quicker than ever before, enhancing the overall user experience. Whether you are looking to improve your current payment systems or explore new opportunities, ECRYPT provides the necessary support to help you thrive in the digital payment landscape.

Streamline the process of implementing and certifying over 50 cybersecurity standards without the need to physically attend audits, enhancing and verifying your security posture in real-time. CyberArrow makes it easier to adopt cybersecurity standards by automating up to 90% of the required tasks. Achieve compliance and certifications swiftly through automation, allowing you to put cybersecurity management on autopilot with continuous monitoring and automated assessments. The auditing process is facilitated by certified auditors utilizing the CyberArrow platform, ensuring a seamless experience. Additionally, users can access expert cybersecurity guidance from a dedicated virtual CISO through an integrated chat feature. Obtain certifications for leading standards in just weeks rather than months, while also protecting personal data, adhering to privacy regulations, and building user trust. By securing cardholder information, you can enhance confidence in your payment processing systems, thereby fostering a more secure environment for all stakeholders involved. With CyberArrow, achieving cybersecurity excellence becomes both efficient and effective.