
MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead.
Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations.
Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability.
Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.
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Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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CardsOnline
CardsOnline serves as a robust card management platform that allows organizations to efficiently and affordably design, produce, and oversee multifunctional smart cards. Featuring an easy-to-use online Card Designer, users can craft professional card designs that include various shapes, images, placeholders, dynamic text, and logos, while also having the option to save numerous designs and establish templates for deployment across different sites. The system offers a comprehensive view of imported cardholder information, which aids in simplifying data management and providing remote user access. Administrators can conveniently handle card management tasks, such as reprinting or temporarily and permanently blocking lost cards, all with just a few clicks. Additionally, the platform supports batch printing for selected records, and the Card Print Manager efficiently supervises the inline encoding and printing process, allowing for direct data encoding onto cards without requiring extra production phases. By integrating such features, CardsOnline significantly enhances the overall efficiency of card management for organizations.
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RapIDcard Elite
RapIDcard Elite is a sophisticated ID card issuance software created by Vision Database Systems, aimed at simplifying the process of generating and managing identification cards while providing robust support for smartcard credentials. This software allows users to efficiently read and write customized data onto smartcards during the ID printing procedure, thereby automating the entire issuance workflow from beginning to end. By integrating with CloudCard, it facilitates online photo submissions, enabling cardholders to upload their images remotely, which are then verified and seamlessly linked to their records for printing purposes. Among its numerous features, RapIDcard Elite includes the ability to issue ISO numbers with customizable logic, options for user-defined reprint reasons, automatic tracking of card counts, detailed reprint history, and the innovative "RapidTag" feature that streamlines the collection and assignment of pre-programmed contactless card numbers. Furthermore, the software provides capabilities for both real-time and non-real-time syncing with other databases, ensuring that information is consistently up-to-date across various systems. With these advanced functionalities, RapIDcard Elite enhances the efficiency and accuracy of ID card management for organizations.
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