
MeridianLink® Opening is a digital account opening platform designed to help financial institutions modernize onboarding for deposit products including checking, savings, CDs, and more. Built with a mobile‑first architecture, the solution combines automated workflows, advanced fraud protection, and real‑time decisioning to reduce friction, improve completion rates, and minimize operational overhead.
Adaptive forms, intuitive navigation, save‑and‑resume functionality, and progress indicators support completion across devices and channels. Automated identity verification, fraud screening, and risk scoring operate in the background to balance speed with security. Instant decisioning accelerates approvals, while immediate funding enables rapid account activation to meet user expectations.
Built‑in compliance workflows support BO, CIP, KYC, AML, FinCEN, and OFAC requirements with audit tracking and encryption. In‑application cross‑sell uses real‑time credit and application data to present relevant offers mid‑flow. Automated verifications and document handling reduce manual work, while streamlined workflows hide unused fields and condense steps to improve usability.
Direct integration with core banking systems eliminates duplicate entry and enables secure, paperless account setup. With configurable workflows and real‑time sync, MeridianLink Opening supports scalable, compliant, and efficient digital onboarding.
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Wallester is an Estonian-licensed financial institution and has been an official Visa partner since 2018, specialising in innovative digital financial solutions and card issuance. We empower companies across the European Economic Area (EEA) and the UK to streamline payments, launch branded cards, and scale efficiently.
What we do:
1. White-Label Solution with Embedded Finance
Our White-Label solution enables businesses to integrate financial services directly into their platforms - a concept known as embedded finance. This allows companies to launch branded payment cards tailored to their specific needs, enhancing customer experiences and opening new revenue streams. We ensure a swift time-to-market with simplified integration and dedicated support from our implementation team.
2. Wallester Business: Corporate Expense Management
Wallester Business is designed to modernise corporate expense management. It provides companies with instant access to virtual and physical Visa cards, streamlining financial processes through a modern app and comprehensive portal. Features include expense tracking, budget analytics, and seamless integration with accounting systems to enhance financial oversight and efficiency.
With a diverse team of over 190 professionals located in Estonia, Latvia, France and the United Kingdom, we are dedicated to developing high-quality, profitable products for our clients. Our passion for innovation drives us to improve and adapt to the evolving financial landscape continuously.
We aim to elevate businesses by providing the most advanced financial technologies, enabling them to reach new heights in efficiency and growth. We are always open to collaboration and eager to assist companies in navigating the future of finance.
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CardStudio
Zebra's CardStudio is a user-friendly software solution designed for the creation and issuance of both physical and digital ID cards, streamlining the design process for high-quality identification. It boasts a range of sophisticated design tools and enhanced data management functions, enabling users to seamlessly integrate text, images, and data from various sources like backend databases and spreadsheets. The platform also facilitates the generation of environmentally friendly digital IDs, which can be securely delivered to mobile devices through a straightforward three-step process, providing greater flexibility and convenience for users. Additionally, CardStudio features robust encoding support for UHF and MIFARE/DESFire contactless cards, allowing users to choose encoding options tailored to their specific application needs and security measures. By utilizing Zebra DNA tools and printer applications, users benefit from advanced remote management capabilities, improved security, and continuous updates, ensuring seamless integration and compatibility across devices. This comprehensive approach enhances the overall experience for organizations looking to efficiently manage their ID card issuance processes.
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EspressoID
EspressoID is an affordable and easy-to-use software that streamlines the process of crafting professional ID cards. This software boasts unlimited data fields, a variety of design templates, and a limitless number of cardholder entries, ensuring no hidden costs are involved. The user-friendly card designer accommodates multiple image formats and offers an array of text formatting options such as alignment, rotation, font styling, and transparency adjustments. In addition to being compatible with widely-used PVC ID card printers like Magicard, Fargo, Zebra, and Evolis, it also works seamlessly with Avery label sheets and Teslin lamination media suitable for both inkjet and laser printers. The software further enhances security and attendance tracking by enabling barcode printing, magnetic stripe encoding, and the application of password protection on data fields and card templates. Moreover, features such as the ability to print multiple cards in batches, import and export CSV files, and compatibility with Twain and DirectShow interfaces make EspressoID a comprehensive solution for ID card creation. With its versatile capabilities, EspressoID stands out as a reliable choice for organizations looking to efficiently manage their identification card needs.
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