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Average Ratings 0 Ratings

Total
ease
features
design
support

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Write a Review

Description

Microsoft has introduced Copilot Checkout and Brand Agents, innovative AI-enhanced commerce features aimed at streamlining the customer journey from exploration to purchase, allowing users to discover, evaluate, and finalize transactions within an AI chat without leaving the conversation, all while ensuring that merchants retain oversight of the sale and customer interactions. The Copilot Checkout feature integrates a seamless conversational shopping and payment process into the Microsoft Copilot AI platform, enabling customers to inquire about products, receive tailored recommendations, compare choices, and finalize purchases directly within the chat interface, eliminating the need for redirects and enhancing the user experience, with payment processing managed through established partners such as PayPal, Shopify, and Stripe. Additionally, Brand Agents serve as AI-driven shopping assistants that merchants can implement on their own websites, initially through platforms like Shopify and Microsoft Clarity, to offer personalized brand-centric conversational support, address customer inquiries in the brand’s unique tone, and assist visitors in navigating inventory and overcoming concerns. This combination of tools not only enhances the shopping experience but also empowers brands to maintain their identity and engage customers more effectively.

Description

Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments. Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant. This results in a higher conversion, a larger average basket, and more repeat sales.

API Access

Has API No 

API Access

Has API Yes 

Screenshots View All

Screenshots View All

Integrations

PayPal Yes 
Adyen No 
Magento No 
Microsoft Clarity Yes 
Microsoft Copilot Yes 
Shopify Yes 
Shopware No 
Stripe Yes 

Integrations

PayPal Yes 
Adyen Yes 
Magento Yes 
Microsoft Clarity No 
Microsoft Copilot No 
Shopify No 
Shopware Yes 
Stripe No 

Pricing Details

No price information available.
Free Trial No 
Free Version No 

Pricing Details

customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial Yes 
Free Version No 

Deployment

Web-Based Yes 
On-Premises No 
iPhone App No 
iPad App No 
Android App No 
Windows No 
Mac No 
Linux No 
Chromebook No 

Deployment

Web-Based Yes 
On-Premises Yes 
iPhone App No 
iPad App No 
Android App No 
Windows Yes 
Mac Yes 
Linux Yes 
Chromebook Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Customer Support

Business Hours Yes 
Live Rep (24/7) No 
Online Support Yes 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person No 

Types of Training

Training Docs Yes 
Webinars Yes 
Live Training (Online) Yes 
In Person Yes 

Vendor Details

Company Name

Microsoft

Founded

1975

Country

United States

Website

about.ads.microsoft.com/en/blog/post/january-2026/conversations-that-convert-copilot-checkout-and-brand-agents

Vendor Details

Company Name

Ratepay

Founded

2009

Country

Germany

Website

ratepay.com

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Product Features

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