Ratepay Description
Ratepay is a provider of White Label Buy Now Pay Later (BNPL), financial services, in Germany, Austria Switzerland and The Netherlands. The company allows large online retailers to offer their customers (buyers) a variety of payment options, including open invoices, direct debits, and installments.
Ratepay is integrated natively at checkout and therefore invisible to buyers. It does not erode the merchant's trustworthiness or brand. The buyers do not have to leave the checkout interface, create an account or download an application. They remain within the brand world and trustworthiness of the merchant.
This results in a higher conversion, a larger average basket, and more repeat sales.
Ratepay Alternatives
Apruve
Make offering trade credit as easy as accepting a credit card. Apruve is technology at the intersection of B2B trade credit and A/R automation. Apruve enables global enterprises to transform their trade credit, accounts receivable, and collections processes with automation and guaranteed payments.
Apruve works with a global credit network to guarantee next-day financing on all open invoices while automating the procure-to-pay process and decreasing risk. Our solutions are customized for your markets, customers, and goals, enabling you to simplify and accelerate the procure-to-pay process.
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Affirm
Affirm is a payment-over-time solution that removes price barriers for shoppers. It allows merchants to see a 85% increase in average order values and a 20% repeat purchase rate. Affirm's mobile-friendly, multichannel solution is optimized to be used for e-commerce, in store transactions, and telesales. Affirm gives merchants the tools they need to integrate pay-over time options for shoppers.
Here's how it works.
1. For a real-time decision, your customer needs to know a few key pieces of information.
2. Flexible payments. Customers can choose their payment plan with options that range from 3-36 Months.
3. We settle within one day and take on all risk, from fraud to costly chargebacks. There is no risk for you.
Learn more
SplitPay
It has been proven that giving your customers a small credit at the check-out can increase sales, increase basket sizes and reduce cart abandonment. SplitPay allows customers to pay in four equal monthly installments. We pay you fully before the goods are shipped and assume all credit risk. Merchants that use SplitPay see a 20-30% increase in sales volume. No upfront payment and no minimum transaction volume. We take on all the risk of non-payment by the customer. We do not charge any monthly or setup fees, and we settle all transactions daily. SplitPay allows you to sign up quickly and easily without any complicated application forms. Our instant approval process allows you to shop faster. SplitPay customers who pay on time will not be charged any fees or interest.
Learn more
Balance
Balance is the first self service checkout to accept 100% of the B2B payment complexities. This includes wires, checks, wires, wires, SaaS subscriptions, automatic vendor payouts, milestone payments, net terms, wires, checks, wires, checks, wires, wires, and wires.
API-first! Access them docs
Accept wires, ACH, cards, and checks.
Instant, risk-free net terms: Your customers pay net 30/60. You get paid immediately.
Easy recurring payments: Recurring invoice payments made as simple as recurring CC payments
Built to meet all B2B payment requirements. It is ideal for marketplaces, wholesalers, merchants, SaaS providers, and service providers.
Self-serve Invoicing: Customers can easily pull and pay their invoices using a click
Automatic reconciliation & collection: Isn’t it funny that you’re still doing this manually.
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Pricing
Pricing Information:
customizable based on vertical, basket size, business model (B2B, B2C, marketplace...), features, modules, payment conditions.
Free Trial:
Yes
Company Details
Company:
Ratepay
Year Founded:
2009
Headquarters:
Germany
Website:
ratepay.com
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Product Details
Platforms
SaaS
Windows
Mac
Linux
Chromebook
On-Premises
Type of Training
Documentation
Live Online
Webinars
In Person
Videos
Customer Support
Phone Support
Online
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