Best B2B Payment Platforms in the USA

Zil Money offers: Pay By Credit Card: Use credit cards even when your vendors don't accept them. ACH Payment: Make one-time or recurring ACH/RTP payments in one click. Wire Transfers: Send money electronically from one financial institution to another. Bill Pay: Pay & schedule bills online, managing supplier payments & reducing risk. Digital Checks: Digitize your paper checks and make your payments via email or text. Software Integrations: Integrate Zil Money with your accounting and payroll software. Cloud Bank: Open an online bank account with ZilBank.com. Streamline your payment management & save Check Printing: Drag and drop to instantly create checks & print using any printer. Payment Link Create and send a secure URL for customers to make online payments easily. The platform enables businesses to fund payroll by credit card, pay vendors by credit card, pay using a credit card without a payee fee, pay by credit card & receiver gets funds as a wire transfer or ACH. Payroll funding by credit card: avoid cashflow problems during paydays, preserve cash, earn rewards

EBizCharge stands out as a frontrunner in the realm of integrated B2B payment solutions, serving over 400,000 clients throughout the United States and Canada. This payment platform enables businesses to process transactions securely, anytime and anywhere, seamlessly integrating with more than 50 ERP, CRM, accounting, and eCommerce systems. The design of EBizCharge aims to enhance the efficiency of payment processing while eliminating the need for double data entry, minimizing errors, bolstering security, and streamlining the customer experience. Key features include online and mobile credit card processing, limitless transaction records, tailored reporting options, electronic invoicing, robust encryption and tokenization, email payment links, a dedicated customer payment portal, and additional functionalities. With PCI compliance at its core, EBizCharge employs two advanced methods—data encryption and tokenization—to ensure that all sensitive information remains secure. EBizCharge offers integration capabilities with a wide array of platforms, including QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, Macola, Magento, WooCommerce, and numerous others.

Accept all payments quickly, securely, and easily. Accept card payments quickly and easily, no matter where you are selling. You can streamline the process of creating, sending, and tracking your invoices. Customer not available in person? Remote credit card payments can be made over the phone or via your computer. Get paid quickly Square makes it easy to create and grow an online store and accept online payments seamlessly with Square. Accepting cards is as easy, painless, secure, and fast as possible with Square. We don't charge extra, have no long-term contracts and are not able to use tricks. You can rely on fast, secure payments.

PayPal is trusted by 9 million merchants to help them establish, operate, and expand their businesses. With an array of tools, products, financing options, and dedicated support, you can effectively manage essential tasks such as payment processing, website development, shipping, and marketing. Additionally, we offer business loans* that enable you to obtain funding that supports both startup initiatives and ongoing growth. You can receive payments both online and in-person, whether through online invoicing, customized checkouts for your website, or mobile card readers for transactions on the move. Choose from various products and services crafted to streamline your daily operations, including features for tracking payments and printing shipping labels. In addition, discover our merchant lending solutions that facilitate quick access to necessary funds for your business, while also providing your customers with financing options that allow them to pay over time, ensuring you receive your payment upfront. Our goal is to empower your business every step of the way, making it easier to focus on what truly matters: growth and customer satisfaction.

Nickel is a cutting-edge payment and credit solution designed specifically for small to medium-sized B2B enterprises. By providing a comprehensive platform, Nickel assists business owners and finance departments in enhancing cash flow while simplifying operations related to accounts receivable, accounts payable, and trade credit. Among its notable offerings are: Payment Processing: Unlimited ACH transfers at no cost and a competitive card processing fee of 2.9%. The ability to deposit checks directly into Nickel while managing significant transactions up to $1 million. Accounts Receivables: Customizable Payment Links and Payment Portals that facilitate effortless payment collection. The capability to accept payments through cards, ACH, or checks from a wide network of over 14,000 banks. One-click payments are enabled by securely storing buyer payment details for convenience. Accounts Payables: Efficient vendor onboarding through a personalized Vendor Portal. The automation of bill approvals and the option to pay vendors using cards, ACH, or traditional checks. Trade Credit: A Digital Credit Application that accelerates the customer onboarding process and enhances vetting efficiency. In addition, the trade credit program provides buyers with generous 60-day payment terms to improve their cash flow management.

Paytm stands as the largest payments platform in India, providing diverse payment solutions that cater to various sources and destinations. The company serves more than 8 million merchants, enabling consumers to transfer funds between any bank accounts without incurring fees. Make payments effortlessly, whether in-person or online, utilizing Paytm Wallet or directly accessing your bank account. Additionally, it facilitates seamless money transfers to and from anyone. With the introduction of Paytm Postpaid, you can indulge in your shopping desires today and defer payment until next month, ensuring your wishlist is never put on hold. This flexibility allows users to manage their finances more efficiently while enjoying the convenience of instant access to their desired purchases.

Runa provides digital value infrastructure that allows you to create embedded reward, payout and incentive experiences. The Runa Network offers a wide variety of digital payout types, including subscriptions, donations and gift cards. Runa allows companies to pay their employees in any digital value, anytime, anywhere. Runa's network and infrastructure facilitate payouts, helping businesses increase their reach, retain users, modernize their way of managing and transferring money.

Meet BILL. Your financial operations platform. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

Chargebee is a subscription management and recurring billing tool that helps SaaS businesses streamline Revenue Operations. Chargebee integrates seamlessly with leading payment gateways such as PayPal, Braintree and Stripe. All over the globe, Chargebee allows you to automate recurring payments collection, invoicing, taxes and email notifications. Chargebee manages all your critical workflows, from lead to ledger, with powerful integrations that include Salesforce and Quickbooks, Avalara and Slack. Chargebee Retention is the best-of-breed solution that helps you avoid cancellations on a scale that suits your needs. It offers personalized experiences that deliver results and provides a way to deflect cancellations. To ensure a relevant and personalized cancel experience, you can run experiments based upon customer and subscription attributes.

Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon.

Grow your business with finance. Accept payments from customers. Automate payments to vendors and employees. Never run out of working capital. You can mix and match products from Razorpay's Payment Suite to suit your business needs. Razorpay is the best way to integrate, onboard online, check out the features, and enjoy the best performance. Razorpay Payment pages is the easiest way for you to accept payments from a custom-branded online shop. Automated payment receipts allow you to accept international and domestic payments. Online shopping is easy with no code. Preparation is key! Hosted Event Registration allows you to quickly register attendees online and send them automated receipts. Fundraising for a worthy cause? Hosted Donations saves time and automatically sends 80G receipts.

Experience cost-free domestic business transactions throughout the United States while leveraging Veem's renowned, secure, and efficient global payment network. This innovative online solution offers a fee-free method for sending, receiving, and reconciling business payments domestically. With Veem, you gain extensive access to global payment tools and competitive pricing options. Conduct financial transactions in over 110 countries, allowing you to send, spend, hold, and invoice funds effortlessly. Additionally, you can manage multiple payments both domestically and internationally through Veem's accounting integrations, helping you save on costs. Streamline your financial reporting and close your books more quickly with ease. Veem's seamless integration with your favorite accounting software ensures a smooth experience. We are committed to empowering businesses of all sizes with access to equitable foreign exchange rates and top-tier service. Furthermore, Veem guarantees that all enterprises can access the financial tools and pricing that were once exclusive to larger corporations.

Grow your business with innovative financial software and services from Brex. With Brex, you can send free ACH and wire transfers globally, enjoy elevated card limits, earn valuable rewards, and conveniently monitor your expenses all in one platform. Designed for those who embrace a unique approach, this service accelerates your growth by integrating deposits, spending, and financial controls into a single account. The comprehensive finance solution streamlines everything from employee purchases to vendor payments while facilitating effective expense tracking. Simply email or text your receipts, and we’ll ensure they are matched to the correct expenses seamlessly. You can also synchronize your expense data across various systems to automate the reconciliation process. Generate tailored spend reports that help identify potential areas for cost savings. Manage card issuance, transaction searches, approvals, and follow-ups—all from one centralized location. You have the option to create customized cards with specific limits for each subscription, vendor, and employee at no cost. Additionally, you can set individual spending limits, allowing users to access approved funds for designated expenses, such as training sessions or snacks for remote work. This flexibility makes managing finances simpler and more efficient for your team.

Balance introduces the pioneering self-serve checkout solution that comprehensively handles all B2B payment intricacies, whether it's milestone payments, net terms, wire transfers, checks, SaaS subscriptions, or automated vendor payouts, among others: 🗒 API-centric approach! Dive into the documentation 💳 Expand your payment options: Accept ACH, wire transfers, credit cards, and checks 💨 Swift, zero-risk Net Terms: Clients pay on Net 30/60 terms while you receive your funds immediately. 🔁 Simplified recurring payments: Facilitate repeated invoice payments with the same ease as recurring credit card transactions 🏢 Designed to meet diverse B2B payment requirements, ideal for marketplaces, wholesalers, merchants, SaaS, and service providers. 🧍🏽‍♀️ Empower self-serve invoicing: Your clients can easily access and settle their invoices in just one click 🏋️ Automated reconciliation and collection: Isn’t it amusing that this process is still done manually? Additionally, Balance streamlines operations, allowing businesses to focus on growth rather than payment hassles.

QuickBooks Commerce (formerly TradeGecko), is a powerful inventory and order management program, designed for multichannel brands as well as wholesalers. It automates omnichannel operations, increasing efficiency and profitability. Customers can set up customized price lists and catalogs, place wholesale orders and receive payment quicker using QuickBooks Commerce Payments. Integrations with Shopify and WooCommerce are seamless. Customers can automate repetitive, time-consuming workflows. This allows them to take control over complex processes and optimize order management workflows, shipping and logistics with supply chains automation. Other features include demand forecasting, intelligence, and a mobile application for iPhone and iPad. Sell. Ship. Grow. QuickBooks Commerce allows you to manage your wholesale and multi-channel business from one place.

Facilitate payments, establish complimentary online stores, manage shipping, secure loans, and various other functionalities to enhance your business operations. With Instamojo’s offerings, you can effortlessly accept payments online, set up your free storefront, purchase domains, and utilize mailbox services among other tools designed to kickstart your enterprise. Oversee online transactions, orders, inventory, and customer information from one centralized interface. You can monitor payments, shipments, and leads conveniently on both mobile devices and desktops. Additionally, you can obtain cash flow loans, tap into growth and marketing resources, and utilize multiple free online business solutions to increase your income and expand your clientele. The Instamojo Android app provides exclusive add-ons to further empower your business! Quickly access your Instamojo links for expedited sharing. The app also allows you to manage and schedule your shipments and payments with ease. Accelerate your payout processes and verify your eligibility for small loans. Keep a comprehensive ledger tool available for tracking both payables and receivables. With PCI-DSS certified payment methods, SSL certified websites, and other security measures, your business remains completely secure at all times. This comprehensive suite of features ensures you have everything needed to thrive in the competitive online marketplace.

Epay offers an innovative solution for cross-border collections and capital settlements, allowing overseas customers to pay in their local currency while efficiently converting it to their desired currency through various channels. This service is designed to facilitate market exploration and capitalize on opportunities in the evolving digital economy. Corporations such as live streaming platforms, online education providers, foreign-invested businesses, and labor dispatch firms can utilize Epay for bulk payments seamlessly. With support for over 80 currencies, receivers have the flexibility to collect cash or have funds deposited into their bank accounts. The extensive network of more than 200,000 cash pick-up locations globally ensures swift and economical money transfers, allowing for funds to be moved wherever needed. By partnering with over 400 banks worldwide, Epay aspires to create a comprehensive remittance platform that offers accessible and cost-effective money transfer solutions for millions engaged in study, travel, business, or work abroad. This commitment to enhancing financial connectivity and efficiency reflects Epay's dedication to meeting the diverse needs of its users.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system where businesses can manage payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, companies connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of Corefy is a powerful routing and cascading engine powered by 100+ attributes, including custom metadata. This allows businesses to define granular traffic distribution rules based on geography, BIN, currency, transaction parameters, risk signals, historical performance, or other custom conditions. Routing strategies can be adjusted without rebuilding infrastructure, enabling optimisation of approval rates, load balancing across providers, and more controlled risk management. Corefy also provides white-label capabilities for organisations launching or scaling their own payment products. The platform supports merchant account hierarchies, role-based access control, reporting, and operational tools needed to run payment businesses efficiently. For organisations that want to expand connectivity without complex migrations, Corefy offers Payment bridge — a lightweight extension layer that enables rapid rollout of new payment integrations on top of existing systems. The platform has processed over 1 billion transactions and powers dozens of active payment providers and platforms worldwide.

Expand your business horizons internationally with Tazapay, your reliable cross-border payment solution. Streamline your global transactions without the need for local partners, making international trade seamless and efficient. Tazapay offers a cohesive platform that enhances worldwide payment collection, ensuring your financial operations run smoothly. Your funds are securely held until the shipment is confirmed, and in case of delays, you are entitled to a full refund. Once goods are dispatched, the total amount is promptly released to you, preventing buyers from withholding payments if you honor your commitments. Acting as a trusted intermediary, Tazapay retains the buyer's funds until the service has been duly delivered by the vendor. Upon verifying the proof of service completion, Tazapay ensures that the vendor receives the payment without unnecessary delays. All escrowed amounts are kept separate and protected by top-tier banking institutions, under stringent regulatory frameworks. We handle all compliance and regulatory requirements, allowing you to focus on your core business. Additionally, your payment release milestones can be tailored to meet the specific needs of your enterprise. Our operational capabilities include Know Your Customer (KYC), Know Your Business (KYB), and thorough verification of shipping documentation to provide you with peace of mind. This comprehensive approach ensures that every transaction is secure and efficient, paving the way for a successful global expansion.

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different.

Forward-thinking enterprises optimize their operations and reduce expenses with our comprehensive card issuing and payment solutions. Whether you need to issue a handful of cards or tens of thousands, we ensure delivery directly to cardholders, your organization, or in a virtual format. You can manage your spending effortlessly through our intuitive card management system, allowing you to distribute funds wherever necessary. Enhance your experience by simplifying expense management, offering rewards and incentives, or making secure cash payouts via card. Our adaptable payment solution serves as an efficient and economical method for handling large volumes of both domestic and international transactions, featuring competitive foreign exchange rates and complete transparency with no hidden costs. We provide all the essential tools to oversee your business payments through one robust platform. Additionally, you can quickly launch your innovative payment or card initiatives with ease, leveraging our regulatory authorizations, scheme licenses, product knowledge, and strong industry collaborations. Experience the convenience of a streamlined process that empowers your business growth and financial management.

AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more.

Meet TapiX, a Dateio API-based service that enriches real-time payment data and returns precise information about transaction ID. TapiX REST API enriches payments with company logo, exact company name, GPS, business type, google place ID, company URL and detects subscriptions. We recently started piloting income detection, and transfer enrichment. The enriched data gives you a complete source of information to make real-life business decisions that are based on a deep understanding of your clients.

Introducing a revolutionary fin-stack tailored for hypergrowth, designed to empower your entire team with seamless end-to-end billing and collections, and much more. Tailor your billing approach to each customer, whether it’s one-time charges, recurring fees, consumption-based billing, or hybrid models. Choose from tiered, volume-based, or flat-rate structures while conveniently monitoring and managing all your plans, payments, and accounts from a single, intuitive dashboard. The user-friendly, spreadsheet-like interface allows you to design intricate plans with ease. As your business expands, let your payment processes adapt to support your growth rather than hinder it. Experience swift transactions through invoice or direct debit options, ensuring your billing and payments are operational on your Sequence dashboard in mere minutes, not months. Eliminate tedious manual billing processes with Sequence's seamless integration capabilities with your CRM, Xero, and ERP, accelerating your payment cycles. Streamline bank transfers and direct debits while programmatically managing your payment collections, and effortlessly embed pay-ins and payouts using Sequence's straightforward API and wallets. Additionally, offer a user-friendly customer portal that provides easy access to product usage statistics, invoices, and payment history, enhancing the overall customer experience. Ultimately, Sequence is here to make your financial operations smoother and more efficient than ever before.

Trusek’s technology platform enables FinTechs, FIs, and Banks to launch new products 10 times faster than traditional development empowering FinTechs & FIs to innovate faster, scale seamlessly, & reduce costs with our secure, flexible & scalable Multi-Currency Platform Trusek’s Payment & Settlement module supports real-time and batch processing Key features include: - Real-time Payment Processing through 3rd Parties connected to Payment Networks/ Schemes - 3rd Party Integrations with third-party banking & payment providers via APIs - Real-time Account Updates on account balances & transaction status - Dual entry accounting throughout - Efficient Bulk Payment processing of bulk payments & payouts - Streamlined Reconciliation: Simplifies settlement and reconciliation processes with real time Bank Reconciliation reports - Comprehensive Reporting: Generates customer statements and other insightful reports Trusek also provides robust Foreign Exchange capabilities, offering seamless integration with a wide range of third-party Forex Providers ensuring access to the global currency markets you require Key features include: - Extensive Currency Support: Access over 65 currencies - Single account holding multiple currency balances - Control Over Conversions: Maintain full control over when and what currency conversions to execute. No forced conversions - Comprehensive Trading Support: Supports Spot, Limit, & Future trades - Real-time Operations: real-time currency conversions & transaction recording - Streamlined Account Management: Currency accounts set up in real-time - Efficient Reconciliation: accurate & timely reporting - Comprehensive Reporting: on foreign exchange operations DIY takes more than 60 weeks. We deliver in less than 6 weeks!