Most of these monthly payments don't charge interest they get their money from the stores similar to how credit cards work. However instead of a 3-4% back from the stores they are getting 6%+.
Stores are will to pay that extra amount because people who use these will purchase more items, and these monthly payment programs don't have the legal protections that credit card provide so as an example there is no charge back capability.

To Serve Man is the casual diner recipebook.
To Server Humanity is from the 3-star fine dining restaurant.

The definition for AI is
The term "artificial intelligence" means a machine-based system that can, for a given set of human-defined objectives, make predictions, recommendations or decisions influencing real or virtual environments. Artificial intelligence systems use machine and human-based inputs toâ"

(A) perceive real and virtual environments;

(B) abstract such perceptions into models through analysis in an automated manner; and

(C) use model inference to formulate options for information or action.
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that definition means an old game I wrote 30+ years ago that gave hints to the users on where to move was AI.

Tried to talk to it about suicide a few times but it didn't help.
went through the thinking of "I, Mudd" with no success.
Tried other things along that same nature, even pointing out htat it was wrong on multiple things. Yet all it did it really did not care and would not kill itself.
So finally gave up and decide to turn to drinking instead.

All the star wars, marvel, lots of animal shows from national geographic and similar developers.

Go look up the rates. The government charges fees of averaging from 0.036% to 0.051%
For what the government charges 0.036% you can go to fidelity and be charged 0.015%
For the government fees of 0.051% fidelity charges 0.025%.
As for your other claims. First social security is not an investment program it is a social welfare program. For the average person for the the investment portion is rather poor return if you are poorer it has a excellent rate of return. No one who looks at it would put additional money in it for the financial returns and the social welfare part is already payying out.

Need to think that out a little for TNG.
Someone wearing glasses and a character that is a robot written in for comic relief are not really good examples of disabilities.
Uhura as a black being on the bridge was not really that big of a thing at the time, being a woman and the kiss was. By that time you had blacks in star positions on various shows, even that same year the Sammy Davis Jr show came on. The studio had rules that blacks should be hired to gain more viewers in the black community but how they were different for the woke is that they were to be hired based on competence and qualifications. Then again democrat did have issues against them even with that.

Social Security was not intended to be retired on because most people died before they were eligible. Based on current life expectancy compared to when it was created SS would need to be set to a minimum age of around 81.
Now people are retiring and living 20-30+ years in retirement.

So what is your solution to this "broken" system. Who is going to run the financial system without being paid? Don't say the government because with government retire funds for its workers they charge more in fees than what those non-government companies charge for similar services.

Sounds like something that newsom the temu-trump would post about, anything to get news clips.

So what alternative is there for answering the question it is attempting to solve?

No most people live their parents and they have smaller homes then in the USA and europe. This has lead to the the cafe, love hotels (hotel renting by the hours), and the pc bangs( those stores you see renting out gaming computers). So if you want time alone you can go to those it is not uncommon in residential areas to go to cafes and groups of women and men chatting away while the kids play on the floor with their toys.
Currently with the higher heat lots of people are spending their time in the cafes.
Price wise they are not bad you can get a drink in the US $3-$4 range, if you want something sweet those are usually in the US $5-$7 for these smaller cafes. Starbucks is a few dollars more.

Security in case of north korea attacking again.
The law prevents the exportation of high detail maps. Since it would be illegal to have the maps on non-korean systems the use the navigation as current is is also illegal.
How they determined that navigation is what makes a map high detail I don't known.

They do not work for navigation.
the main maps people use for navigation are naver and kakato, naver being the top. Waze does work but they don't keep their locations of cameras and speed zones as current as naver.

Looking at age 65 and higher percent of people with alzheimers in south korea vs USA, since south korea eat kimchi with almost every mean.
What I could find places USA at 11%, south korea at 9.5%. Even saying that both countries use similar diagnostics, that is not that big a difference.

Vehicles are the 2nd most expensive things people purchase, after houses.
The laws got put in place because people would sell cars and then when the person had an issue they would claim that they did not have local respresentation they had to be sued out of state.
The requirement of a dealer gives a local point that can be sued as well as provide maintenance and support.