Blaming capitalism is stupid. US govmint is so far in debt, below inflation returns it has to create thin air money (QE electronic counterfeit) to buy its own debt in the ruse of solvency. No legitimate lenders is lending Obama the trillion+ per year.
Capitalism is doing just what your bankrupt govmint wants, bad credit, cannot pay, no job, can't save, no problem, we have a loan for you in the modern debt fraud economy of corruption.
And dumb founded people wonder why the economy is lousy. Yet media, politicians and so called experts do not disclose the devaluation of US money to the rest of the world. Pull up a 10 year chart, compare the Chinese Yuan to USD, as USA, your being devalued for debt corruption, govmint fraud on currency, and losing value.
But mass denial of reality is nothign new.