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Comment Reminds me of a similar problem with Apple (Score 1) 374

My daughter's phone had a damaged screen and was out of warranty. Rather than pay $199 for apple to fix it, she had a mall kiosk do it for $100. When she had problems, we decided to maybe let Apple fix it after all and eat the $100. The Apple Store folks told us that once the screen had been replaced by someone else, they wouldn't touch it.

Understand, I'm not saying they wouldn't cover it under warranty, which is totally reasonable. They wouldn't repair it for full retail ($199). ObCarAnalogy: Go to Jiffy Lube for an oil change and the dealer won't work on your car ever again.

Just one more reason my next phone is probably not going to be an iPhone.

Comment Re:Take back Slashdot (Score 1) 1304

Disagree. Sometimes there are some very insightful and interesting AC comments. I'm willing to deal with the less valuable AC comments to keep those.

Anonymity has always been a useful tool to express an opinion that the masses don't agree with, especially if there's are people with an axe to grind over that opinion.

Comment Re:The Bake Sale Model (Score 1) 285

Wait, how do you know I haven't been "there" and where is there, anyway?

I never said the ER is the best option. I said they have better doctors. It's often a bad option because it's expensive and you might wait a long time. I base that on working in medical research in a hospital for over a decade, as well as being a veteran of at least 50 ER trips. I've had quite a lot of interaction with the medical field, and some exposure to the billing side. Not a lot, but some. Based on that I stand by my opinion that the average primary care doc is better than the nurse at the minute clinic (though I did have one knucklehead of a PCP once, but that's another story), and the ER docs are better than the average primary care doc. In my experience, neonatal intensive care is the best, but unless you're a baby, that's not available to you.

FWIW, I'm actually pretty relaxed about the issue. I think it'd help us ever actually get anything done if people would stop hyperventilating about getting someone else to pay for it and start asking if it's priced fairly.

Comment Re:The Bake Sale Model (Score 1) 285

I really don't think you do, but hey, it's your dollar. Do what you want with it.

Personally, I get most of my healthcare from a world-class medical institution, but sometimes I really don't want the best care possible. I had a paronychia (infection around the fingernail that was bugging me). I *could* have gone to my $300 doctor. I could have gone to the ER, which arguably has even better doctors, but with a wait and a $2,000 bill for walking in the door. I went to Minute Clinic. Retail cost: $89. I still just paid my copay, but it made me happy that I didn't overpay for no reason.

I think most people are full of it when they say they want the "best possible" anything without regard to cost. When you actually show people the cost, they change their tune.

I'm not at all for gutting our current medical system, and a capitalist to the core, I love financial incentives. Still, there are some abuses that need to be curbed and people need to stop asking "How can I get someone else to pay for this for me?" and start asking "Why is it so expensive to begin with?". I know for a fact there's a test my expensive provider bills $200 more than a retail provider, where it's something like $20. Exact same test, done the exact same way. The difference? My expensive provider is part of a big medical institute, and you're allowed to bill more for that test "in a hospital setting", even if the patient got the test at his regular, routine doctor's appointment a walk-in clinic.

Sometimes you're not paying for quality or incentivizing innovation. You're just paying more because there's a complicated, opaque system that lets them charge you more.

Comment Re:The Bake Sale Model (Score 1) 285

Has it? I must have misunderstood all those stories about rates going up so much this year.

The ACA got a lot of people health insurance that they didn't have to pay for. Net societal good? Sure. I'd like to see everybody covered. The ACA utterly failed to do anything about actual healthcare costs. What we very much don't need is a world where everybody's covered, and we can all go see our doctor (for $300 for a 10 minute visit), but we only pay a $20 copay, then freak out because our taxes are so high. All the ACA did is funnel more tax dollars into the pipe.

The question of paying for health insurance out of your pocket, your payroll, or your taxes is a shell game. The problem is not where it's being paid from, it's that we're paying too much for it.

Comment Buh bye! (Score 1) 293

While those posting that insurance companies aren't useful are COMPLETELY wrong, this is really just a case of sometimes an industry isn't needed anymore. If and when we no longer need drivers, we aren't going to need insurance for those drivers. Really not a problem for anyone who isn't an insurance company, and for those who are, it's natural that they'd try to find something else to do. If they can't find anything useful for us, the consumer, then they're welcome to follow the buggy whip manufacturers of old.

Comment Re:PLEASE stop voting for idiots (Score 1) 875

Okay... so which candidates aren't idiots? I'm genuinely curious.

Got me. I'm really disappointed in this crop. Kodos may well be your best option.

My point, though, is that this is a consequence of voting for idiots in the past, as well as supporting them, talking about them, giving them money, telling pollsters you'll vote for them, etc. We, the electorate, do that and what do we get? Idiots campaigning for the presidency on a platform that they wouldn't even have the legal power to act on if they won.

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