2. If you always pay off your credit card you can be subjected to fees to keep the card active.

Where did you get that one from? The only nearly similar thing that I have seen is that credit card accounts may be shut down due to lack of use.

4. I only had a problem with a rental company when they held a large sum of money (the agreed rental amount) and it took 7 days for the bank to remove the hold and show a credit.

So you had a problem that would never have happened if you had used a credit card. What's your point? This is a reason not to use debit cards.

5. Sometimes its better to cut your losses than to owe a shit ton of money to predatory lenders including credit card companies. You'll eventually lose your car and your house and owe money to your credit card company at an insane interest rate that will take over a decade to pay off.

Yes, you can get into trouble is you spend too much money. That problem isn't limited to credit cards. Remember my initial comment about poor impulse control?

6. My bank is proactive. After the Target and Home Depot fiasco, my bank sends me a replacement card and just monitors my purchases until the new card arrives.

So are credit card companies. Typically, if I travel abroad, I get to make one purchase, then my card is temprarily locked. However, the bank sends me a text message, and by replying to that, I can get my card unblocked. Also, proactive: one of my credit cards was repaced last week because the details may have been compromised.

Because credit cards provide better protection to the consumer, credit card issues are more likely to be proactive than with debit cards.

You have failed to show a single reason to use a debit card instead of a credit card if you have reasonable impulse control. Everything you show is not an issue or is actually a reason to use credit cards. Where do you get your information and advice from? I suggest that you get a better source of financial advice.

Debit cards also don't have an annual fee in Canada.

Neither do many credit cards in Canada. Your point?

Credit card 15-20% APR, debit card you make money though interest. How is not having a credit card is a poor financial decision?

Interest I paid on my credit card account in the last year: $0. The credit card effectively gives me a free loan. In the same way as you get interest, I get more becasue of that free loan.

You were saying how credit cards are a bad idea?

I do not intend to own a credit card, I do not need one, as the same is with most people.

Need, perhaps not. Nevertheless, it is a smart decision to use one. Need to dispute a charge -- with a credit card, you have protections under Federal law. Using a debit card, you have fewer protections. Want to rent a car? Good luck doing that without a credit card. I could go on, but the list is too long.

Bottom line, unless you have very poor impulse control, not having a credit card is a poor financial decision.

Current account? It's your checking account.

UK terminology.

Taking from people with no proof of a crime, is unconstitutional.

The consitituion does not require proof, only process.

Yes! What are we trying to set up in the free world . . . another East Germany, where people were not allowed to leave the country?

It's already happened -- just in a different fashion. What do you think the "no-fly list" is about?

But what's finally good news for the company is that the Surface gross margin was positive this quarter, which means the company finally starts making money on Surface sales.

I think that someone doesn't understand accounting very well. Thre are all kinds of real costs that don't get factored into the gross, so this report does not show whether or not Microsoft is actually making money on Surface sales. For example, all that advertising cost.

There has to be a way to prevent this

As a sysadmin, you should know that it is easy and cheap to rent a VPS (Virtual Private Server). Then, run squid on the server, or do some fancy routing to send all your web traffic out via a VPN to your VPS. Since most VPS services offer a minimum of 1TB of monthy data, there should not be any excess data usage charges.

If this issue were put to an actual vote, I have zero doubt that it would win by a landslide. I have yet to meet a single tech-savvy person that supports paid prioritization, even among conservatives.

There is a word or phrase for that, but I don't recall it now.

The problem is that most of the people you interact with are tech-savvy. You have an impression of how people would vote, but, in reality it is how a tiny slice of the population (tech-savvy people) would vote.

It's not clear to me that it was willful avoidance of paying minimum wage - they had a job to do, they got help from some of their existing employees from overseas, who continued to receive their regular wage (in their regular currency) during the time that they were here

It's almost certainly a violation of immigration law. I assume that these people came to Fremont on visitor visas that don't allow the visa holder to "work". Even if the foreign workers were here on H1s or L1s (which I doubt), they would have been violating the salary requirements for that type of visa.

That's a joke. They should have been fined at least as much as the backwages were.

And no more visas of any kind for this company. No H1s, no L1s, no B1/B2s, etc.. In this case, the company appears to have been misusing B1/B2 visas (visitors).

Ultimately what counts is economic output.

Is it? If the economy were to grow by 5%, but all of that extra money then went to a tiny slice of the population (less that 0.1%), does that growth really matter?

If the vast majority of a society gets poorer, while a tiny, tiny slice of the population gets vastly richer, has that society improved?