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Comment It's healthcare debt, stupid (Score 1) 570

Anyone have other theories why this number is so much higher than the 5% of people who are just "late"?

The insurance industry - who received the greatest corporate handout in the form of the "health care bill" in 2010 in the history of the world - has an exceptional racket here. They have the ability to not only delay payments in "processing" for so long that they automatically go to collections by the time they decide not to pay, they can also undo payments after the fact for any reason.

Don't believe me? I had exactly that happen to me when I was a college student. The insurance I had (through my parents) decided over a month after paying my doctor's office that they wanted to un-pay it, so they did. By the time they took their money back the debt was considered overdue (relative to the date of service). I knew nothing of this until I started getting debt collections calls from various bad actors at 3am under assumed celebrity names. They threatened to garnish everything imaginable and impound my measly car (which was not worth anywhere near the debt) to seek payment.

I eventually got through to the insurance company directly and got them to go back and re-pay the un-paid bills. They never apologized for their little experiment or gave a reason why they chose me. Even better I had to promise to never, ever, use that insurance policy again in exchange.

Thanks a lot blue cross-blue shield. I hope your CEOs enjoyed the additional cruise amenities that they got in reward for destroying my credit.

Comment Re:"Are you doing this just to waste. . ." (Score 1) 24

This is why the genius of the U.S. Constitution is to assert outright that people are evil

Excepting that whole "innocent until proven guilty" bit, of course.

Did you really just say that?

I did, because you want to discard the fundamental principle of innocent until proven guilty - as well as protection from double jeopardy and other basic rights extended to the accused in the criminal justice system in this country - when the accused is someone who has the dreaded letter D after their name. I figured your bit about "people are evil" was rooted in the mythology that you like to arbitrarily substitute in place of the law here in the US.

I should think it hardly necessary to explain that the theological understanding that "all have sinned, and come short of the glory of God" is orthogonal to the legal notion of innocence until guilt is proven.

... and there comes your mythology, substituting in for reason.

Your insistence on a one-dimensional continuum of "good" and "evil" is as logical as claiming the world to be flat.

You're such an idiot.

Your political spectrum actually is better represented as a monopole, really. You only have people who you see as "good" (republicans) and those who you see as evil (everyone else). You don't even bother looking at what they actually believe in, only who they associate with. The obsolete one-dimensional political spectrum at least sorts on some sort of continuum, yours is binary.

Comment Re:It's actually worse than that (Score 1) 49

If you go back and actually read the comments you'll see I never accused you of directly calling for assassination but rather pointed out that once you remove all protections of the law that are intended to protect everyone you should be aware of the likely outcome.

You trolled, and I called you on it.

i would like to say that suggests that you actually went back and read the comments (which would be the first time you did so in their entirety) and found that indeed I did not accuse you of directly calling for the assassination of President Lawnchair. However your history of behavior gives me reason to expect that you would not be willing to lower yourself to such an act, as learning is below you when it involves facts that do not support your world view.

Sorry if that hurts your pride.

So says the person bursting at the seams with pride over his selective illiteracy... But no, you have not hurt my "pride".

Comment Re:What's your point? (Score 1) 29

What's to know about Communism?

Well you could start by actually reading The Communist Manifesto, which spells out exactly what Marx wanted to accomplish with communism, and how.

Marx preached "the Kingdom of God, hold the God"

I'm not sure how, or why, you come to that conclusion. Just because you like to repeat it doesn't mean it is somehow connected to reality, though.

and Soviet Communism was essentially Naziism without such an overt anti-Semitic streak

More importantly neither were communism or socialism.

Any centralized, planned economy is a policy of failure.

You really don't have enough data to support that hypothesis.

And no, I'm not going to read every brain-dead reference you proffer

I have been consistently asking you to read just one piece of literature. It isn't even a long document, and it is available free from a large number of sources. You have repeatedly not only refused to read it but bragged about refusing to read it - while simultaneously claiming to be knowledgeable on it.

lest I join you.

It would certainly be terrible if you were to actually be knowledgeable on the topics you are trying to lecture me on.

Comment Re:How does that qualify for an argument? (Score 1) 58

the Tea Party is more accurately attacked for naiveté than anything else.

If you mean in regards to the actual effects that their spoon-fed ideals would have on >>99% of the country's population (including most of the people who have been duped into supporting the Tea Party) then I would agree with you.

Comment Re:The American Dream (Score 1, Insightful) 570

Medical issues aside, being fat tends to be about consuming more energy than you burn.
In a remarkably similar manner, being in debt is about spending more than you earn.
It's cute that you people can take relatively simple problems with overarching patterns and obfuscate them with condescension on loan from Rachel Maddow.

Comment Re:"Are you doing this just to waste. . ." (Score 1) 24

This is why the genius of the U.S. Constitution is to assert outright that people are evil

Excepting that whole "innocent until proven guilty" bit, of course.

Did you really just say that?
I mean, as the Enlightened Being here, I should think it hardly necessary to explain that the theological understanding that "all have sinned, and come short of the glory of God" is orthogonal to the legal notion of innocence until guilt is proven.
I hasten to add that the notion that people are imperfect, power corrupts, and absolute power corrupts absolutely (Acton) is BY NO MEANS an argument that the U.S. Constitution is in a divinely "inspired" document. The document is simply informed by common sense, yo.

Your insistence on a one-dimensional continuum of "good" and "evil" is as logical as claiming the world to be flat.

You're such an idiot. Bugs Bunny is God, and Earth is shaped like a carrot. Obviously you require a closer study of the Illuminatus Trilogy.

Comment Re:It's actually worse than that (Score 1) 49

If you go back and actually read the comments you'll see I never accused you of directly calling for assassination but rather pointed out that once you remove all protections of the law that are intended to protect everyone you should be aware of the likely outcome.

You trolled, and I called you on it. Like the time you accused me of plagiarism, on a piece that had no by-line. You just have zero (0) credibility with me. Sorry if that hurts your pride.

Comment Re:What's your point? (Score 1) 29

What's to know about Communism? Marx preached "the Kingdom of God, hold the God", and Soviet Communism was essentially Naziism without such an overt anti-Semitic streak. Any centralized, planned economy is a policy of failure.
And no, I'm not going to read every brain-dead reference you proffer, lest I join you. Go read Jonah Goldberg.

Comment Re:What a dipshit. (Score 1) 419

The bigger dipshits are the cashiers who were stupid enough to fall for it.

Because they were doing their jobs as described? They didn't know they were entering bogus numbers. The procedure should have had the cashier - not the customer - calling the bank, but that didn't happen. It's unclear at this point why it went this way.

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