Comment Re:This is painfully obvious. (Score 1) 772
Just imagine if your salary doubles to $70k. Keeping your current lifestyle, your savings would accumulate at far greater than double the rate it is now since every untaxed cent you receive above $35k is gravy and can go straight to your savings, thus preparing you for either the unforseen or the long future (starting a family, caring for relatives, or retirement) that much faster.
It might be possible to deliberately not worry about the future but that would mean simply turning a blind eye on unpleasant realities for the sake of feeling good.