here I am, stuck in the middle.
I think we can all remember a time when we were much younger and would surreptitiously put a note on a person's back saying 'Kick me'. Maybe some of you still do this.
Apparently I have such a sign on the back of my car which everyone else but me can see which says, "Hit me."
For the third time time since owning my car, and twice in the last month, I was rear-ended. The damage itself wasn't significant but there was paint transfer and my bumper cover is scratched about a yard wide.
This time it was a taxi and the guy admitted he didn't see me. Which is funny because a) I was the last person in the line of cars and had my foot on the brake, b) there were two lines of cars with their brake lights on, and c) it was at a red light.
Now, here's where it gets fun. Because every car I have driven someone has hit me, I've gotten to the point where I both know the routine and get ticked off more and more each time it happens. The other night was no exception.
I teed off on the guy who told me it wasn't a big deal, he didn't hit me that hard and it would buff out easily. Which completely misses the point that his incompetence caused damage, however slight, to my car.
Granted, my being angry got him angry but it was fun writing down his license plate and other information and watching his tune change. Especially when I told him I was getting a police report.
While we were waiting, I refrained from teeing off more on him and he asked if there was some way we could work it out, that he didn't want to go through his insurance because he already had points and one more claim would probably make him lose his insurance and thus his job.
Sob stories such as this don't work on me but I agreed to let him pay for the damages after the police report was filed. The cop came, wrote everything up and away we went.
Today I got all the information, estimate plus car rental, and the total will come to just under $500. I called his home phone number and left a message giving him the details and said I would front the deposit the rental company would want (obviously I would get it back so there's no loss to me). How much money do you folks want to wager he'll actually cough up the money?
I look at it this way: if he doesn't want to pay or can't, I'll go to the insurance company anyway. If it means he loses his job, I guess he shouldn't be running into people.