Its purpose was to force insurance companies to cover pre-existing conditions.
Wrong. The purpose was to force people to hand over their money to private companies whether they want to or not. It's called Fascism. Go look it up. The rights of business outweigh the rights of the people.
Because people are not required to pay for the services they receive, even a small amount if they are indigent, everyone else has been forced to pay those costs.
Now the opposite has occurred. One is forced to hand over money, month after month, and never get any benefit. If you can't pay the costs, everyone else gets to pick up that tab as well, in essence being charged TWICE for nothing in return. Once for being forced to hand over their money to a private company whether they want to or not, and a second time for those who were also forced to hand over their money but couldn't afford to.
Further, this penalizes the very people it's supposed to help: the middle class. They aren't rich enough to hand over money every month, but make too much to be eligible for subsidies. Guess what happens in that case?
then the mandate would come from the fact that taxes are mandatory
Except the UACA doesn't raise revenue, does it? One is forced to hand over their money to private companies, not the government and therefore is not a tax despite what the activist Republican Justice John Roberts said.
Still further, the UACA is not proportional as required by the Constitution. Unlike Federal Income tax, everyone pays a different amount regardless of their income so again, it is not a tax.
Nor are taxes mandatory. There are numerous ways to not pay taxes, just ask GE. The same with people from Maryland and New Jersey who come to PA to buy clothes because there is no tax on such purchases.
Finally, smokers, the obese, alcoholics and drug users never have to take personal responsibility for their actions. They can continue on their merry way knowing full well everyone else gets to pick up the tab when they need a lung transplant (in the case of smokers), heart bypass and related medical procedures (in the case of the obese), liver transplants (in the case of alcoholics) and paying for the cost to damage to property and lost productivity (in the case of drug users).
All these actions drive up the costs for everyone else because people do not have to take personal responsibility for their actions under the UACA. So how is that a benefit to me if my costs increase?
thus creating a fund that can pay for any bills incurred while uninsured.
What fund? There is no fund. Any money the government extracts from my bank account will be passed on to the private company. The government doesn't do anything.
But thank you for confirming the UACA isn't about health insurance or health care reform. It's to allow people to continue to leech off everyone else so they don't have to take personal responsibility for their actions while giving a huge windfall to private companies.