The entire reason they pay you more is because it's still a lot less than they'd have to spend to provide you with those benefits.
Do you have any evidence showing that all contractors make less than fully employed equivalent employees? I'd be surprised if that was the case with more skilled IT folks.
You still take a risk working for a startup because they can and do fold at any time with little or no notice, leaving you without a job, and no way to continue paying for things like health insurance that you have to provide for yourself.
Anything in business is a risk. Even a contract wouldn't necessarily help if the company collapsed. Contractors need to set their rates appropriately to account for events like this. I tried to convince my father on this while he briefly tried to start up a small plumbing company. He had a hard time justifying in his own mind his labor rates above what he thought he would get paid if working as an employee at another company. He'd charge about $20/hr, way below what it cost him to run as a business. He wasn't factoring in travel, tools, insurance, taxes, etc... Needless to say, his company didn't last very long.
I don't see it as much of a difference than being an employee, aside from the fact that you cost the company less.
Contractors don't necessarily cost the company less. I worked as an on-site contract employee at a local government site. The county director wanted to pull a few of the contractors in to work as government employees (we were working on the 911 system conversion). When I compared my pay and benefits from being a contractor to what the government offered, I was better staying where I was employed. Add the overhead of the company i worked for and I'm sure the cost for me as a contractor was significantly better than a direct employee.
The Hospital IT department doesn't offer any iPhone compatible calendar tool
If I had to guess, the hospital probably offers some form of shared calendar through their email system, they may just not offer iPhone support. Given the asker states Most have an iPhone or similar, it is probably safe to say these are personal devices, which may be limited in what they can access (or be sent) from the hospital network (in addition to all the previously mentioned legal concerns about patient data and security).
not allowing advertisers to use their own data about customers garnered from Google on other sites, such as those owned by Microsoft
Sort of doubt Google is the only company to be restrictive about data usage. One could look at the BING Maps Platform API License as restrictive too.
making it expensive for potential competitors to Google to advertise online
Not sure what to make of this statement since it lacks a lot of detail. Is Google doing anything to actively make it more expensive or have they simply streamlined the process for advertisers?
but they can't throw anyone in jail for it
Foreign Corrupt Practices Act
US DOJ Fraud: Foreign Corrupt Practices Act
Lay Persons Guide to FCPA
Specific section from the PDF:
The following criminal penalties may be imposed for violations of the FCPA's anti-bribery provisions: corporations and other business entities are subject to a fine of up to $2,000,000; officers, directors, stockholders, employees, and agents are subject to a fine of up to $100,000 and imprisonment for up to five years. Moreover, under the Alternative Fines Act, these fines may be actually quite higher -- the actual fine may be up to twice the benefit that the defendant sought to obtain by making the corrupt payment. You should also be aware that fines imposed on individuals may not be paid by their employer or principal.
Additionally, companies can be prohibited from federal contracts, but this probably doesn't happen as often as it should (otherwise I'm sure companies would put in greater effort to avoid this).
On Jan. 20, 2014 — five years to the date after Bush left office — citizens will be able to request access to his administration's archives through the Freedom of Information Act.
What would be nice is to see all this information available through searching online, but as I understand it, request will need to go through the National Archives for processing
"A car is just a big purse on wheels." -- Johanna Reynolds