Then you went to the wrong school and took the wrong courses and borrowed too much money.
My first is in college right now, and we are paying just about $600/semester (Plus books) for full time at the local community college. She can go there two years then head to the 4 year state school where the costs is something like $5k/semester plus books. She's going to graduate college with a STEM degree for something like $25K if we get no scholarships. However, I'm guessing her 4.0 thus far might get us a few thousand off that. After that, if she wants to move on to graduate school, she's going to have to look for a job and get her employer to pay for some of that.
My youngest is looking at the same schools for about the same price, though he's 4 years away from starting that.
Your mileage may vary, but if you graduate from college facing a 20 year struggle to pay off the debt, you did something wrong and would have been better off going into one of the skilled trades or something. It never ceases to amaze me when people get 70K into debt going to a 4 year school getting a secondary education degree or something, where the starting annual pay is half their debt load. It's a really stupid move... Not the education, but going into debt like that.