And yet, the human habitation makes whole classes of experiments difficult or impossible, due to the atmosphere, the vibrations from movement, etc..
The primary thing we are studying on the ISS is the occupants. All the other experiments are just added value.
Capture some asteroids, use them for raw material, and build a base to use to get to the rest of the solar system.
Oh is that all there is to it? We don't need to learn how to keep people alive and healthy in zero G first? What is your proposal for radiation protection outside of the Earth's magnetic field? How do you propose to manufacture useful products out of asteroids of unknown composition given that we lack even basic space worthy manufacturing technology? How do you plan to keep people's bones intact and prevent the other physical deterioration we so far haven't even been able to figure out in low earth orbit? How do you propose to feed people on this hypothetical base?
I'm not even getting into the economics of it. I think you are being rather glib with a very complicated and difficult engineering problem. Your goal is a great one but a goal without a plan is nothing more than a dream.
So, what exactly is the point of manned space stations? Is it really worth it? Or would the money, time and effort be better invested in some other types of space activity - automated experimental stations, or - let's dream - building a "real" base in space?
The point is to learn how to allow humans to not only survive but thrive in space. Whether it is worth it is something you will have to figure out for yourself but for my part the answer is yes. I think it is the greatest adventure we are currently engaged in and I think it expands human knowledge more than anything else we are doing. As for building a "real" station, you have to crawl before you can walk. We don't yet have the technology to build a station on the moon or any other planetary body. That is going to take a while and will cost a LOT more money than we are currently willing to spend.