Jobs used to do yearly hardware updates of iDevices with at least one big new feature. Retina displays, Siri, that sort of thing. Apple seems to have stopped doing that now, unless maybe you count the rather underwhelming fingerprint scanner.
Technology released since Steve Jobs died include but isn't limited to: ApplePay, Lighting cables, the iPad Mini, Touch ID (which is NOT underwhelming), larger screens, IOS7 and IOS8, Mavericks, Yosemite, AppleWatch, Healthkit, Homekit, Continuity, 2nd Gen Mac Pro, iCloud, 64 bit Aseries processors, iTunes Match, Family Sharing, and probably more I'm not thinking of off the top of my head. Plus of course various and numerous incremental improvements to their existing product lines.
Now some of these were in development while Steve was still alive but pretending that Apple hasn't done anything since he died is willfully ignoring the facts. Is it enough? Time will tell. But the notion that Apple stopped innovating the moment they threw the first shovel of dirt on Steve Jobs is absurd.
NFC and health apps are a good example of what they do now. Features that have been around for a few years, playing catch-up. I
And yet NFC is barely used and health apps remain poorly integrated with existing technology. I haven't yet seen a single person use a phone for NFC payments in person. I know some do here and there but it's hardly commonplace. Same with phone based health apps that aren't on iPhones. Some people use Fitbits etc but they don't integrate well and the ones that do integrate don't do so any better to Android than to iOS. Health monitoring devices and apps are in their infancy and NOBODY has really cracked that market - not Apple or anyone else.
In fact NFC is kind of a joke because you can only use it for payment, meaning a clunky Bluetooth interface is the only way to transfer small amounts of data between devices and you can't use NFC tags.
I have no idea what you are talking about here. NFC has nothing to do with Bluetooth and is used for different purposes. Saying NFC is only used for payments is hardly damning. That is a huge deal. The company that cracks contactless payments with smartphones is very likely to rake in a ton of money. Apple's new ApplePay service has as good a shot at it as anything I've seen. We'll see if it pans out in due time of course.