"Medical insurance" in the United States isn't really insurance so much as it is a third-party payer for the vast majority of your medical bills.
Exactly. I want health insurance, so that, if I get cancer tomorrow, my wife and son will still have a place to live in five years. Unfortunately, we can't get that. We can get companies that promise to pay those expenses, but, if something really goes wrong, they will find a way to weasel out of it. So, the only product available in the states is the "frequent sicko discount club", and you have to get that from your employer.
I'm so glad that we have congress to protect us from an alternative that does not skim off the top, and ditch us at the first opportunity.