First, an aspirin costs $500 when they dispense to 500 people and only one person pays for it.

Second, I remember a time when, if someone needed stitches or a cast, they went to their doctor's office. The ER was where the ambulance took you if your brains were hanging out of your skull.

Don't worry, I was married for 27 years. You'll get our nerd card back when she dumps you for an auto mechanic.

Why don't you just give them (local area code) 867-5309 instead?

If you hate those grocery store "discount" cards, you can give them a phone number instead. (YourAreaCode)-867-5309 is always an active account.

And if there's a name display, it usually shows up as something funny. "Thank you for shopping with us, Mr. Jablowme."

I can't afford the new interest which has my house payment TRIPLE what it was when I bought it

Why did you use an adjustable rate loan? Fixed rate loans have floated between 5% and 6% for years. Those are historic lows.

But if the banks were forced to accept a strait 5% interest rate on all mortgage loans

What about the people who bought a much smaller house and/or paid a lot of extra money so that they could have a 5% fixed mortgage rate?

Lowering interest rates == Giving free money to irresponsible people.

There's a huge class of responsible people who are working hard and making ends meet. I see them walking away from their mortgages in mass if others are rewarded for their foolishness.