Because they're living beyond their means. Sometimes, that's someone being foolish, and sometimes, it's someone in a bad spot through no fault of their own, but they feel the need to spend money they don't have.

Historically, credit cards are easier to get than personal loans. At times, a lot easier.

If you can.

There's a lot of companies issuing custom branded credit cards, but they're just reselling products from one of the major companies, Visa, Mastercard, Discover and Amex. (Yes, there's a few other minor players, but they're not especially relevant. And there's in-house credit accounts a major retailers, but those are also not relevant to this discussion.)

There is, at least on Windows Pro. They just label it "I plan to join this machine to a domain" (which you then don't have to do).

Or BSD. Which does have a pretty decent record on security.

Their goal is for the Windows on your hardware to be a thin client, with the actual operating system running on their cloud. They've made that very clear - pay us monthly or you lose everything. They just can't do it yet.

Or, better, never give up your likeness for too little money. Want to use it forever? No problem, royalty for every use, forever.

Never sign a contract that screws you.

Fashion models are generally the same height and size because that is what the originals are (or were, there's a lot more variation these days) made to fit, and putting your fancy, overpriced clothes on a model they don't fit isn't a good ad. But tradition is the most powerful force known to man.

In other words, because they always have.

No different than the tricks used for food ads for decades, like using motor oil as syrup or shaving cream for whipped cream.

It's the same thing they did with real estate. There are entire cities with no one living in them in China. And they know it will turn out that way. They use the pointless construction jobs to inflate their economic numbers, one of many ways they manipulate the reports on their economy.

Dell is more popular because their only competition as huge, well known manufacturers of desktops is HP.

And they're all people who a) speak English, and b) actually know what the hell they're doing.

Governments never tolerate competition.

This order does not include suppressing Google search results on "how to change DNS servers."

"The computer is your friend" is the tag line for the Paranoia roleplaying game. Which used to be comedic fiction, but these days, looks frighteningly prophetic.

More so a failure of parenting. Kids see their parents spending more than they have, and grow up to be just like them. Schools certainly don't help, but the main responsibility is the role model of the parents.