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Comment Re: Repeal and Replace. (Score 1) 285

I think you're missing the point. It's not an issue whether people should pay for each other's healthcare; it's whether they should pay to run a huge insurance industry in addition to paying for their own actual healthcare.

Imagine how much you could save if you weren't paying towards the salaries of every health insurance company employee -- from actuary to secretary; as well as paying for their advertising, their running costs, and their profits.

If the insurance companies vanished overnight, they'd be the only losers. You could pay directly into a health fund which provided care as required, with no forms and no bills. The vast, expensive, unnecessary, paperwork nightmare would simply disappear.

Yes, other people might benefit from the money you paid into the fund, but they would be people who needed care right now.

Not insurance company leeches.

Comment Re:Just have medicare for all and get rid of the o (Score 1) 285

It all depends on how ill you are (or think you are...)

Here are the options.

In short, if it's urgent, go to a walk in centre or A&E who will see you pretty-much immediately (as a triage), do whatever scans and tests are required, and if necessary admit you to hospital.

Otherwise for seemingly less urgent stuff, you can go and see your GP (you might need to make an appointment),

The GP may deal with the issue directly, or they might refer you to a consultant (in which case there may be a delay as you move up their list.) Or they might tell you to go straight to A&E.

But here's the thing - it'll be exactly the same consultant, and quite probably in the same hospital, as you would have seen if you had gone to A&E in the first place (if you were ill enough.)

In short, delays, when they occur, are mainly due to the triage process.

And there's always the option of going private (either paying directly or through insurance); you still have to go via your GP (for non-A&E issues) but you can jump the consultant's list. (Yes, the same consultant, but this time in a private hospital for a day or two a week.)

There's no benefit to be gained from private health insurance for genuine emergencies; if you had a heart attack in a private hospital they would take you to the NHS A&E. But you might have a nicer room, and better food.

Comment Re:"Mimic the act of driving"? (Score 2) 157

I don't know where you live, but where I live, 20 miles north of London, there are a multitude of stables and I frequently encounter riders on local lanes (where the speed limit is 60 mph.) And Spooking the Livestock can be Very Bad Indeed. Hence the new Code of Practice says 'Particular consideration should be given to the concerns of more vulnerable road users including disabled people, those with visual or hearing impairments, pedestrians, cyclists, motorcyclists, children and horse riders. '

Comment Re:Look Ma, No Card (Score 1) 269

I think you've missed out the bit where your credit card contains a contactless chip. At which point it can facilitate all the things you describe, without your having to give a percentage to Apple.

You could even tape the card to your phone :-)

Comment Re: Simplicity? (Score 2) 269

I wish I could attach a video of how it's done in Europe-land. I can buy a beer in a pub with a contactless card: I simply touch it on the card reader; it never leaves my hand. And I don't need to provide a fingerprint or carry a many-hundred-dollar identity widget.

The bar likes it because they don't have to handle the cash. And if I lose my card I can have it disabled remotely with a single phone call.

Oh, and one more thing, if I lose my card and I need cash, I can phone the bank and get a six-digit code for an emergency cardless withdrawal from a cash machine.

It's all much easier when you don't assume everybody's a criminal.

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