Funding is irrelevant in this scenario, since it's implied that 'replicating it' carries a production cost of near zero for raw material. That means lots of prototypes, lots of trial and error.
The only constraint is time for research and design, and when you have one million individuals, colaborating and contributing advancements, its far better than 4 or 5 large companies, essentially stagnating, copying eachother, producing the same garbage "new models" every year.
In reality, when applied to cars, yes, you're right. In theory, and in the context of this conversation: which is using cars as a rough analogy for media, you're wrong.