I write this as someone who has two vehicles to insure but: car insurance rates are too low even with the increase in costs.

https://thewaroncars.org/2024/...

tl;dr: the costs of car crashes are disproportionately placed on non-drivers who are hit. If these costs were realized in the cost of car insurance, everyone's insurance would go up by a lot more.

If your first reaction to this is 'but I need a car to function in US Society', that probably tells you something about our society.

Well, awesome. We've hit the Paperclip Maximizer.

Nine hours a week raiding to go from starting Gruul to killing Illidan in approximately nine months. Obviously I played more than that, but those were the scheduled times. Two raids a week, 4 and 5 hours respectively. That's still quite a bit of free time, but it isn't the part-time-job that some people are talking about. The raid leaders do put in more time than the raiders, and there's a fair amount of infrastructure to set up if you want to be successful, but again, much less than the stereotype.

A lot of people who raid spend so much time playing the game that they're not focused, they get sloppy, and they waste a lot of time. A friend of mine is considering leaving her guild because the raid leaders have this idea that they need to raid four days a week, four to five hours a session. And they're 'requiring' 75% attendance. They're just starting 25-man content and running three parallel Kara raids while they gear up. I told her to go find a guild that raids twice a week, knows what they're doing, and doesn't waste time.