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Comment Re: That's nice (Score -1) 74

"Insurance companies don't print their own money either. They redistribute the costs of these payouts over their risk pool."

If you ran an insurance company, would you invest premiums to make more from financial returns? Do they turn the popular notion of redistribution of premiums into distribution of financial market profits?

By ignoring the concept of reinsurance, do you contribute to a misinformational myth (whiich benefits insurers because, poor me! I can only pay out what I get in premiums!) that insurance is zero sum when in reality stock market investments make it positive sum?

Comment So should we have copied birds after all? (Score 0, Interesting) 112

"bird feathers are highly effective at promoting and maintaining laminar flow over wings, particularly during gliding, despite their complex, textured, and often "rough" appearance. The microstructure of feathers helps manage the boundary layer, keeping air flowing smoothly to reduce drag."

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