...that are regulated and insured by the Canadian gov't...
FTFY. Ever wonder where these new banks in the US with funny names came from?
TD = Toronto Dominion RBC = Royal Bank of Canada
HSBC is British, but you get the idea... The US financial system is not a safe place for your money.
What they are talking about are the market relevant forces: Insurance companies will pay for prevention if and only if it is cheaper than paying for the treatment/cure. Since 9 times in 10 the vaccine will be paid for by an insurance company (as opposed to the consumer), Merck is charging what the market will bear.
You also seem to forget that drug companies have to research dozens of drugs before they ever get one to market - that $11bn gross looks impressive until you factor in what they paid to get there, and what they'll have to pay before their next big marketable drug.
As archivist I am a full supporter of open standards but don't really care whether my software is opensource or closed... as long as I can still look at my archives in 10-20-50 years.
And how useful is that standard to you if no one can afford to pay for the license required to implement the software to read your archives?
*chinkchink. pause. chink. pause. chinkchink. *
At Chernobyl, this actually happened inside the containment vessel and the resulting explosion ruptured the vessel, leading to a serious release of core radioactives – though this has had basically zero effect on the world in general nor even much impact on the area around Chernobyl.
P = VI = I**2 R
When your frequency goes up, so does the number of current spikes due to the high frequency transients. You didn't think a square wave was actually square, did you?
Time to take stock. Go home with some office supplies.