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Comment Re:I never use my debit card,... (Score 2) 52

I have never had my debit card compromised. Ever. The fact that it's a direct line is what makes it not usable to buy things online, etc (generally). But it's very nice to use in person - I like that when I spend money, I'm actually spending it and not creating debt. (Don't get me wrong, I always pay off my credit card bills every month, which are not trivial sums .. but I'm only using them because they're the only things you can use online.)

Credit cards, on the other hand - we all pay for the insurance. It's not really the banks problem, its a problem that you have protection for because you pay for it.

Comment settings and policies (Score 1) 77

"An opt-out setting that quietly ships settings data off-device is exactly the sort of thing that adds to administrators' workloads rather than lightening them."

Fine, but there's *tons* of them. This is a drip in an ocean. The opposite, settings you need to turn on are also fucking huge depending on the corperate environment it's used in. I mean, fiddling over one setting on a product with a user base as huge and diverse as Windows is nitpicking imo.

Places that have to deal with this are setup to be proactive about the larger problem set.

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