Comment Re:The shat is everywhere (Score 1) 64
Unfortunately labor australian laws (Here theres a compulsary requirement for employers to pay in a certain percentage of wages into super) dont let me self manage that specific retirement fund, has to be in a licensed super fund.
Wrong. You can run a super fund yourself, if you so desire. SMSF (Self Managed Super Fund.) Ask your accountant about it. Then you can track your ability to invest in whatever vs the big guys. Many invest in real estate via SMSFs (or did.) It's not simple, but it is possible. No, you can't just open a bank account or buy shares, etc. I know people that do it and get 10% returns. The catch is you have to have the time, knowledge, and skill to do so. Plus annual accountant fees, etc.