"He describes his cars as "liabilities", but they are assets" - That depends on how you define an Asset. To Kiyosaki, an asset is something that puts money in your pocket every month. For example, a savings bond that pays interest, a rental property that produces monthly rental income.

When it comes to cars, I think it's more accurate to describe them as depreciating assets. If you buy a car for $30,000 and a year later the bank repossesses the car how much will the car be worth? Likely around $24,000 or so. Yes, the car has value but it doesn't produce any income and every year it goes down in value. When you factor in maintenance and insurance then I tend to agree that it is a liability.

I have worked with several Enterprise level clients over the past few years that have gone from on premise to cloud. My observation is that it's a better value proposition for small companies than big ones.

First, the good news:
1) With cloud based systems, the vendor generally takes care of backups, disaster recovery, DB & OS patches, etc.
2) Cloud vendors offer redundancy. Data is synched between data centers so if your main DC goes down you will be back up with little to no interruption.
3) With cloud vendors you can very easily scale up, or down, based on demand.

Now, the bad news:
1) When you move to a cloud system you are essentially a tenant, along with a bunch of other companies. You no longer entirely control your servers and software.
2) Scheduled downtime (for patches, backups, etc.) are done on the vendor's timeline - not yours. You lose the ability to put off non-essential system updates.
3) Most of the cloud based Enterprise level systems I have worked with (ex. Workday, Oracle Cloud) do not provide the ability to customize the application using custom code. On premise systems, such as PeopleSoft and SAP, do provide this capability. For some companies, this is a deal breaker.
4) While the cloud may seem less expensive at first, in the long run it's probably going to cost you more. Think of it as renting vs buying a house. This is why Adobe and Microsoft and Oracle have jumped into subscription software. It is more profitable for them.
5) Pricing. With AWS, for example, you have to be very careful about how you use resources. Otherwise you can end up really overspending. On premise licensing is typically much more straightforward.
6) If you are a big company, you already have the big beefy servers and redundant data centers. Audit and compliance procedures are already in place. Smaller companies are not likely to have this and are willing to accept the compromises.

I don't think this has anything to do with safety. More likely, it is GM trying to force a proprietary system on customers. A system where GM will charge you annually for updates.

This reminds me of the old days when automakers would load maps on DVDs and charge you a lot of money to get the new updates. Along comes Google Maps and Navigation and suddenly nobody wants to pay for updates when they can get them for free.

Do you know anyone that actually enjoys visiting a dealership? I don't. For years they have been scamming the public with deceptive sales practices, worthless add-ons and unnecessary warranties.

This is exactly why Elon Musk has bypassed the entire dealership model with Tesla. The direct to consumer model is the future and the legacy automakers are going to have a figure out way to embrace it.

These days I can do my own research. I don't need a salesperson. I want to go to a website and pick the car I want, with the options I want. Then arrange for a test drive. If I like it, I will buy it and they can deliver it to me. No more of this "let me talk to the manager" B.S.

We have lots full of electric cars and not enough charging stations. Unless you live in a really big city, preferably a really big city in California, the chances of having abundant charging stations is slim to none.

I love the idea of electric cars but the infrastructure is just not where it needs to be yet. Instead of giving taxpayer funded rebates to car buyers we should invest that money in building up the charging infrastructure to support millions of electric vehicles. Yes, you can charge it at home - provided you live in a single family house and not an apartment. And provided you are willing to make the investment in a 220V outlet and/or solar panels to generate the electricity.

Legacy carmakers, particularly American carmakers, have gotten used to huge markups on trucks and big SUVs. They don't seem to be willing to make a smaller, more affordable electric car to help drive adoption. Instead they are making $100,000 trucks that get at best 300 miles on a single charge that nobody wants. So they pile up on dealer lots. The early adopter market that was willing to pay those prices has dried up.

Before we get widespread adoption we have to solve the following challenges:

1) Build more charging stations.
2) Continue to work on battery technology. I think that 500 mile range is the sweet spot and we will need that for large vehicles that Americans want to drive.
3) Carmakers need to start taking the long view, like Musk has with Tesla. Yes, they are going to lose money in the early days but they will be out of business otherwise when Tesla and some of the Chinese electric car makers solve the battery problem and scale up, thus bringing the prices down.

My car came equipped with HD radio. For those that haven't used it, HD radio is basically a digital form of the traditional analog FM radio broadcasts. A lot of the FM stations where I live have an HD equivalent that they broadcast.

Not only is the sound quality noticeably better than analog FM, it's free.

I will stream music through my phone on occasion but I find that I will drive through dead zones where the signal drops. I don't find that with HD radio.

You can stream music stored locally on your phone, to get around the dead zones, but you miss out on new music that you might not hear otherwise.

Amazon has long had a reputation as a sweatshop. Not only for warehouse workers but for office workers too. This "get your ass back in the office or else" stuff is just going to drive employees away.

Sure, Amazon is within their rights to mandate those kinds of rules and in a right to work state they can fire you for whatever reason they want. But how is that going to look for prospective employees? Not good is my guess. There are plenty of companies willing to let you work from home and for people like me that is more important than salary or potential big bonuses.

If everyone that worked at Amazon was just a grinder then they could get away with such mandates. But for positions that require top 5% skill sets it's not going to fly.

1) Unlike PTO, if you leave a company you will not get paid out for any unused Sick time. Use it or lose it.

2) In the past, many companies would allow you to roll over sick time from year to year. Policies are shifting to a yearly restart of sick time. Contrast that with PTO policies, where many companies will allow you to roll over unused portions to the next year up to a stated limit.

3) Doctor notes. Most places don't require one unless you are sick for 3 consecutive days. So if you just need a random day off, it's better to use a sick day and keep your PTO in the bank.

4) Getting vacation approval. Some places make it really difficult to take scheduled vacation. I don't remember ever having to ask permission to be sick.

I must admit that I have used LinkedIn a lot over the years, mainly to keep in touch with former coworkers. I have even found a few jobs on there.

But ever since Micro$oft took over it, it's becoming more spammy. For example, I keep getting these fake notification alerts that are nothing more than ads to trick me to visiting. And notifications under My Network that used to contain invitations to connect. Now they are just useless updates. Worst part is that I can't seem to find a way to turn them off. At this point I am mostly ignoring them.

Sounds like Netflix circling the drain. They are slowly but surely pricing themselves out of the game. Couple that with the content fragmentation (Disney, Paramount, etc.) and it just looks less and less appealing to me.

It sounds a lot like cable - fewer subscribers so hike the prices. That works for a little while, until the price gets too high and the cancellations accelerate. That's the sound I hear.

First of all, even if they block the ads how will you know if they are still sending your data to 3rd parties? Short answer...you don't because Facebook is not open source code so you are left to trust Zuckerberg. Good luck with that.

Secondly, what happens to all the data on you that they have already collected? It's already in the hands of the advertisers so it can't very well be purged. The toothpaste does not go back into the tube.

Also, what about product placement ads inside the Instagram posts? This is happening a lot on YouTube now. You pay for YouTube Premium, thinking that will be the end of ads, but the ads are embedded in the videos themselves pitched by the presenters. I presume those ads will still be there so is it really ad free? Not really.

So at that point, what are you actually getting for $14-$17 a month? Not a lot from my viewpoint.

Outside of specific careers, like law or medicine or accounting, a 4 year degree simply isn't necessary for many jobs. And I say this as someone with two degrees.

For a young person today looking to learn programming, computer networking or cyber security there are plenty of good boot camp type courses that can get you well on your way. From there you are going to have to augment your education with additional courses and work experience. By the way, a lot of these course are free.

Without a 4 year degree, or advanced degree, the chances of you making it to CIO are slim to none unless you found your own company. But you can still make your way up to a very senior technical position or management position without a degree. The degree helps you get your foot in the door but advancement often requires good communication skills and good networking skills. You might learn some of that in college but maybe not.

If i were a young person today i would probably skip college, particularly given the cost. I'm not saying that college is worthless - far from it - it's just that a lot of what you used to have to go to school for is now available at a lower cost or even free. Being 22 years old with $200,000 in student debt is not a good start to your working career.

I don't use the brave rewards thing. What's important is that it is opt in, not the default setting, and disabling it is clearly labelled and easy to find.

I see people posting that the new version of Chrome has some sort of opt out for advertising. If that's the case then it's a step forward. But being a closed source application you really have no idea what it is doing even if you turn off the ads. Same goes for Edge.

Google and Microsoft don't have a very good track record of being trustworthy so if they are asking me to just trust that they are doing the right thing and not tracking my every move...that's a hard no. Apple isn't any better, btw.

So I'm going with open source browsers and open source operating systems.

Maytag and LG have announce a joint subscription service for their refrigerators. For just a small, recurring monthly fee they will enable the cooling feature in the fridge.

"In the spirit of fully transparent customer choice" Norbert Puffnstuff, VP of Sales announces "we have included the option to have our refrigerators actually keep your food cool. For those wishing to opt out, we are including - at no extra charge - a plastic bin where you can fill it with ice. For a small additional up-charge, you can upgrade to the bin with a drain plug."

Puffnstuff continues..."While some customers might be tempted to hack the switch that enables the cooling feature, just know that if we catch you our lawyers will descend upon you with the full force of the law. We will sue you into oblivion and you will wish you were never born. Once again, thank you for your continued support and we look forward to servicing your food storage needs, now and in the years to come.".

Now if they could just include an option to disable all the calling home crap and reporting my every move and I might consider using it again.

Until then I'm sticking with Firefox and Brave.