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Comment Our laws are different (Score 1) 373

we bastardized it into chip & sig because our laws are different. Using a credit card is a loan. Legally speaking you're borrowing money (at 0% interest if paid off in time). Our laws hold consumers blameless if somebody borrows money in your name. The signature is needed because there's centuries of law built around the legal framework of a signature that doesn't apply to a pin. "Digital Signatures" don't really fly here. That doesn't really matter for your $300 Playstation bought at best buy. But there's plenty of big spenders out there that'll drop $20 grand at a Hotel party and then fight the charge. The signature makes it legally binding in a way a pin doesn't. You're not likely to get those laws changed because they protect the upper class here and they'll notice if the credit card companies start lobbying for them.

Comment Lots and lots of old hardware (Score 1) 373

We were suppose to move to chip & pin in 2008. We didn't (what with our whole economy imploding around then nobody had any money to do crap like that). So there's tons of old hardware businesses were sold in 2005-2008 that never got used. The businesses are pissed that they spent hundreds (thousands?) on new terminals and readers that did nothing. So it's like pulling teeth to get them onboard. Imagine spending $800 on something that offered you little value but you have to, then you never use it and now you've got to spend another $400 (prices have dropped to be fair).

Oh, and we only do chip & signature, no pins, so the businesses are nervous they'll be made to buy even more hardware when chip & pin rolls out.

Now, I don't know about Canada but in Europe if your pin gets stolen you the consumer are liable (which is hilarious, because chip & pin has been broken before). In the US we have a law that keeps consumers blameless for any credit card transaction. That's because everytime you use your card you're borrowing money. Legally It's a loan (with 0% interest if paid off by the next billing cycle and if you pretend merchant fees don't exist). If somebody fraudulently borrows money in your name you're not on the hook in the US and it would take a major change in law that's not likely to happen (it would be tremendously unpopular and it would affect our upper middle class, and you don't screw with those guys).

Basically, one of the best parts of chip & pin (a major liability shift to the consumer) doesn't fly in the states. The businesses taking the cards get some liability shift but the Card companies themselves don't. So it's not as big a win for the various players here in the States as it was elsewhere. Add to that America's traditional aversion to infrastructure spending and you've got a product dead in the water.

Comment I think it's pretty obvious (Score 4, Interesting) 144

that Wikileaks just wanted to hurt Hilary & the DNC. The timing coupled with their unwillingness to clean out credit card numbers and individual donor names pretty much proves that. The question is why? Is Assange just bitter? I suppose he's got good reason to be (the trumped up rape charges). But if that's his reason he's not after justice, he just wants to see America burn.

Comment The RX470 makes me want to try AMD again (Score 2) 41

If they can get that kinda performance with good stability. I haven't tried AMD since the 43xx era because the 4350 I used to replace an aging 1650x could never stay stable in the game I was playing at the time Psychnauts) and my friends with AMD either had tons of stability issue or only ever play big titles like Call of Duty and Dots ( which run fine)

Comment And let me recall (Score 1) 1005

"I don't care"
"Politicians have been doing this for decades"
"Regan Got away with it"
"So did Cheney"
"We can indict Hilary for her email server right after we finish sentencing Cheney for war crimes".

Seriously. We let monumental crap following the Afghanistan & Iraq wars just slide. Admit it, you just don't like Hilary, and you'll do literally anything to break her. Maybe you've got a good reason. Maybe you don't. But none of those matter. It's about how you _feel_. But hey, don't take my word for it. Listen to John Oliver.

Comment If you don't live in a city like San Fran (Score 1) 346

or LA forget public transportation. And if you do the extra cost of living there will negate any savings on a car. Our entire transportation system is one big catch 22 built by the Car companies in the 50s and 60s to maximize their profits. The Millennials weren't even alive when those decisions were made so it's not like you can blame them.

Comment Um... because there is one? (Score 2, Insightful) 769

Look, whatever else you think good or bad about Hilary the fact is a lot of very, very wealthy people have it in for her. Fox news alone is enough to account for a conspiracy by the strict definition. What's that old quote from Gore Vidal? I'm not a conspiracy theorist, I'm a conspiracy documenter. Or put another way: a conspiracy is just two or more people doing something shady. If you can't find two folks from the anti Hilary side doing something shady then you sure aren't even trying...

Comment Best of luck to them (Score 0) 769

but I'm not sure the Dems can win the political game of crazy. I don't think they've got much to lose here. Their supporters will mostly ignore this nonsense as long as Hilary herself stays clear. And a lot of the Republican party still associates Russia with Communism and Communism with everything possible that can be bad or evil. If they mange to rub a bit of those decades of anti-communist sentiment off on Trump he'll lose a substantial fraction of his base. And even if he doesn't he'll be put in the ridiculous position of defending his "Americanism". A position that's harder to defend after all the nice things he's said about Putin.

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