The original post is highly inflammatory and naive. From what I understand this "loan" is actually an Advance, same as when you write a book. An author is paid an "Advance on royalties" by the Publisher. Once the book is released and starts making sales, the author will not see any additional income until after they have accrued enough actual royalties to match the advance. Meanwhile the original poster is suggesting the music artist gets 100-63 = 37% royalty share? I wish I got that much as an author!

Worse than the headline is the image caption:

"Dolphins are the only mammals other than humans to recognise rhythms and reproduce them vocally (Image: iStockphoto)"

So I guess birds that can whistle tunes, or 'talk' in the case of parrots, are strictly the result of causality?