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Comment This is why we can't have nice things (Score 3, Insightful) 169

If one were to look at the long term history of the financial industry (going back to before wall street was wall street), you'd find bankers, stock brokers et al were inherently distrusted. Financial fraud is/was easy so they did it... Over and over and over.

This is why there has historically been heavy regulation and oversight.

Comment Let's see... (Score 1) 207

The current mind set is that if it's NOT the end employer or a government agency just about anything is A-OK... It's never been tested in a court and until it is, private entities will continue to do as they damned well please. Hence Uber-gate like occurrences (I'm talking about running self operating machines without proper clearance "We don't HAVE to! Oops, yes we do. We're sorry").

sigh, we seem to have lost the idea that just because you can, doesn't mean you should.

Comment Re:financial management skills (Score 1) 805

Yes the median is below what the OP claimed, 160k. You're right, I presumed no care costs. Retirement savings actually help at that income level. They drop the 28% as do flex spending accounts to pay for child/elder care that tend to be offered at companies that pay 160K. He STILL has over 6k/month to deal with those costs even without the flex and retirement tax savings.

All of this falls into... Can you say it? Financial management. I knew ya could.

Comment financial management skills (Score 2) 805

let's see... My crude rule of thumb, that kept me out of IRS trouble when I was self employed was set aside 28% for taxes. Call it 45,000/year out of 160,000. Leaving 115,000. Rent of 3000/month... 36000/year and now I see 76,000/year or 6500/month.

Oh the poor baby!

I'd say he needs to learn how to manage his money. From the looks of his complaint, he's a windows or Mac weenie... Quicken will help him a lot

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