“This is one of the dirty little secrets of healthcare,” said Gerald Kominski, director of the UCLA Center for Health Policy Research. “If your insurance has a high deductible, you should always ask the cash price.”
Cash prices are intended for uninsured patients — and are frequently still much higher than insured rates. But cash prices for many common procedures have come down thanks to changing regulations and consumers increasingly being able to shop around for cheaper providers. Blood tests can be performed at CVS MinuteClinics and other pharmacies, for instance. Or as I reported a few years ago, MRIs are available from independent providers for as little as $300, whereas many hospitals will charge thousands of dollars.
The article’s main example is the case where the cost for blood tests, through insurance, was more than $80, while the cash price was only $15, and was still sufficient for the lab to make a profit.
Formerly on the NALC website (and saved by the Wayback Machine:
Although the NALC objected strenuously to one provision—requiring injured postal employees to wait three days before beginning Continuation of Pay benefits—the union played a crucial role in developing many of its most important provisions.
(Note that that one provision is something no one remembers or cares about today.)
The Constitution had to explicitly allow the government to deliver mail since otherwise the monopoly would have been illegal. However, there is no requirement for it either (unlike the original Articles of Confederation which explicitly gave the government a monopoly on mail delivery) so the government is free to get out of the mail delivery business if it chooses to, without amending the Constitution. Hence the fact that no privatization attempt has ever included a proposal to amend the Constitution, since it's unnecessary. If there actually was such a requirement, postal unions wouldn't waste time opposing privatization attempts - they'd simply ignore them, knowing they'd be struck down.
The USPS's pension funding requirement is 50 years, not 75 - see here (where an actual link to the legislation is provided, so you can check for yourself). The exaggeration originated with the postal unions, probably the NALC. Of course, you could say "So what?" if you don't think it's disturbing that they would abuse your blind trust like that, considering you believe they deserve to have monopoly powers.
There are perfectly legal ways for the rich to pay zero taxes. Only ordinary working stiffs have to break the law by either not reporting income or cheating on deductions. Your tax system at work.
In the US, the poorest people are the fattest. That sounds counter-intuitive, but believe me it's true.
When food is scarce, being fat is a status symbol. Same principle applies to smoking, since tobacco costs money (even ignoring the health damage). They are no longer status symbols in the US, but still are in poorer countries, so in those countries the well-off are more likely to be fat and smoke.
You know you've landed gear-up when it takes full power to taxi.