You seem to be stuck in some paranoid delusion there. Get help.

Hmm. Maybe. Probably not though, because the cost may be prohibitive for smaller businesses, unless they are allowed to alternatively accept cash as well and refuse the digital version. But then the digital version loses most of its advantages.

Oh, some groups of people are ging cashless, no doubt. But that is quite different from a whole society doing it.

I did not expect you to understand my comment. Oh, and look, you did not. Well.

What is this "skim" you are talking about? An "Echtzeit-Überweisung" may, by law, not be more expensive than a regular SEPA transfer. For most private customers, SEPA transfers are free these days.

I am really getting tired of big-mouth no-clue people like you.

I could have done that an hour ago. Yes, it would have been an actual, instant bank transfer and the only payment processor involved would have been a domestic one. I prefer to pay cash, but it is absolutely no problem doing things electronically with no US service provider anywhere in there.

I do not know where you get your information from, but as usual, it sucks.

Europe is not gong cashless. Some politicians dream of it, but it is not going to happen.

Your fake superiority and arrogance is simply one thing: unbecoming.

Bank-transfers are fast, cheap, efficient in the Euro-zone. A "Digital Euro" has no real uses. My take is this is some politicians desiring to appear "modern".

Thank you.

What a totally insightless statement.

You out your finger on the problem there...

The difference between Henry Ford and todays greed-driven idiots is that Henry Ford wanted to keep things working long-term. If that was good for his workers, so what? While that was not the goal, he did not mind. Todays rich greedy scum feel offended when something is good for workers.

A very simplistic and incomplete view. How do you think people can pay when they buy that widget? Right, you did not think about that little aspect. What a fail.

How very fascist of you. Yes, the fascist model of society is a possible solution. Short-term. Because it does not lead to a stable society. In fact, the actually implemented versions needed to dispose of tons of useless people by way of war and death-camps to keep things somewhat stable and some fundamentalist (quasi-)religious cult-like organization. You really want that?