It makes perfect sense when you realize that if someone steals cash, the thief receives an effective reward for their behavior, but if all they steal are cards that require a PIN to utilize, then the perpetrator has nothing of value that they can use, along with an increased chance of getting caught if they were to ever *try* and use the cards compared to spending cash. As carrying no cash becomes increasingly common, it leads to the actual reduction of such crimes, because the risk/reward ratio is raised to to much higher levels, resulting in safer streets, at all times of day, for everyone. Rather than making things safer through increased policing, which would be characteristic of fascism, it makes things safer by reducing the availability of the incentive to commit those types of crimes in the first place.
My point being that not everyone who would like a cashless society is necessarily working for the bank or government.
It is further my own perception that much of the paranoia regarding such a system is unfounded... While one may theoretically be more trackable, but in general, you, I, and most other people are simply not important enough for anyone else to want to pay attention to - a metaphorical needle in a haystack, as it were... the average law abiding person is going to fall so far below the radar of being interesting enough for anyone to even *want* to investigate that it will simply never be an issue in their lifetime.