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Comment Re:Top down decision (Score 1) 232

It makes perfect sense when you realize that if someone steals cash, the thief receives an effective reward for their behavior, but if all they steal are cards that require a PIN to utilize, then the perpetrator has nothing of value that they can use, along with an increased chance of getting caught if they were to ever *try* and use the cards compared to spending cash. As carrying no cash becomes increasingly common, it leads to the actual reduction of such crimes, because the risk/reward ratio is raised to to much higher levels, resulting in safer streets, at all times of day, for everyone. Rather than making things safer through increased policing, which would be characteristic of fascism, it makes things safer by reducing the availability of the incentive to commit those types of crimes in the first place.

My point being that not everyone who would like a cashless society is necessarily working for the bank or government.

It is further my own perception that much of the paranoia regarding such a system is unfounded... While one may theoretically be more trackable, but in general, you, I, and most other people are simply not important enough for anyone else to want to pay attention to - a metaphorical needle in a haystack, as it were... the average law abiding person is going to fall so far below the radar of being interesting enough for anyone to even *want* to investigate that it will simply never be an issue in their lifetime.

Comment As someone who streams, legally.... (Score 2) 44

All I can say is *DUH*.

Why would I pay to download episodes on itunes or whatnot of the same TV shows that I can stream entirely legally for a week following the broadcast from the tv station's website? While I do have to put up with commercials, the online ads seem to be nowhere near as insufferably long or as frequent as the ads seem to be on television these days (although they are unarguably more repetitive).

Comment Re:Top down decision (Score 1) 232

Actually, it's happened to me. My banking card was replaced the next day, as soon as I could get to a bank, Not having my PIN, the attempts that were made by the thief (apparently 3, by the time I got home to report it stolen) to use my card did not succeed, and my funds were fine. I had to wait a few days for a replacement credit card to arrive, however. There were a shitload of inconveniences that I had to put up with for several weeks while I basically had to rebuild what seemed like my entire life, but I was without direct access to my banking funds for only about the first 12 hours.

Comment Re:Disturbing, but practical (Score 4, Informative) 351

Regardless of how fundamentalist he might have been becoming, there was no indication that he would have ever committed an actual crime. This is like arresting someone for drunk driving when all they have done is gotten drunk, and you never even gave the guy a chance to call a cab or friend to pick him up

Comment Re:Top down decision (Score 3) 232

Whose life are you suggesting that I am sabotaging exactly? The post to which I responded said thus:

Nobody wants a cashless society except the people who stand to skim a percent off every financial transaction and the government, who wants to be able to trace every credit and debit ever made.

My point is that this assertion is false. I do not work for a bank, nor the government, and I have no vested interest in such information being tracked by those organizations. My interests are driven by the additional convenience that it has offered me personally, and absolutely *nowhere* in my post did I even insinuate that people who are uncomfortable with such payment systems are somehow inferior to me or their opinions any less worthy of merit.

Comment Re:Top down decision (Score 1) 232

You're welcome to your opinions of these institutions, of course, but why did you feel compelled to tell me "fuck off" simply because I relayed my own experiences which happen to evidently differ from your own?

I've been in Vancouver for over 20 years now, and I'm still liking it just fine.

You aren't the first person I've heard gripe about RBC... but there are other financial institutions. That's the first time I've ever heard of anyone being unable to *receive* money, however.,.. unless the source of the money itself was considered untrustworthy.

Comment Re:Top down decision (Score 3, Interesting) 232

Direct payment is a huge deal here in Canada, and since it became the prominent means of paying for goods here about decade and a half ago, I've actually enjoyed the freedom of not needing to carry cash everywhere I go.... plus, I can also honestly tell people accosting me for money near where I work downtown or at the subway that I do not have any to give them and they'll have every reason to believe me (so it benefits people who don't use direct payment that much but want to lie about carrying cash too).

Comment Re:IRS is illegal (Score 1) 189

Do you want to try explaining how you think that works with something more elaborate than a vacuous claim, or should I conclude more or less the same thing about how much you know what you are talking about as I concluded about the AC to which I responded, earlier? If you are the same AC, then this already explains a lot, but I'll give you the benefit of the doubt.

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