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Comment Re: Every day.... (Score 2) 197

This is a cop-out. Every generation struggled with something: pandemics, great depressions, world wars, soviets, nukes, etc. There are more pressing problems than the climate change that today's kids will face in their future. Parents should teach the kids to deal with the problems, not to solve it for them.

Comment Re:Oh no! Not that! (Score 3, Insightful) 134

And the stupid fks that keep voting for Republicans, who repeatedly scam them while funneling public money to rich people, never learn either. But at least Democrats try - or appear to try - to stand up for everyman.

It does not look like your "everyman" includes "stupid fks that keep voting for Republicans".

Comment Re:Why don't all rich in LA have roof sprinklers? (Score 1) 150

Mortgage lenders require borrowers to have insurance. It is in the contract. Also, majority on home loans are non-recourse meaning that lenders cannot go after you for the remainder of the balance if home value is below loan amount.

Comment Re: Convoluted way of getting to accurate pricing (Score 1) 106

"Governments" are reactive. California allowed massive developments to sprawl next to fire-prone brush in the past decades. Now, after few wildfires burned through them and insurers are leaving, they are compelled to act. Same with border policies, government debt, etc. The bill eventually comes due, but, until the disaster strikes, no one cares.

Comment Re: Insurance prices in California will spike (Score 1) 106

It has less to do with climate change and more with government policies. California always had wildfire danger. With 8 months of no rain per season, any vegetation will eventually burn rather than rot. California suppressed any form of wildland fire, whether it was naturally caused or otherwise, for fear of it becoming uncontrollable. So, instead of thousands of small wildfires, California now has massive wildfire disasters every few years. Wildfire suppression also promotes spread of parasites and plant deceases, which make wildfire problem even worse.

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