It is only the US that forces student loans that can't be dumped in any way.
There's a simple reason it can't be dumped except for things like getting crippled very badly. There's nothing to repossess. I mean in theory you could take the person's degree away from them but they'd still come out with whatever they learned and whatever network connections they made in college. On the other hand if you don't pay for your car loan the bank takes away the car and sells it to somebody else. The deal is if you could just get out of it like that no bank would make student loans. (Since people would and have declare bankruptcy to avoid paying for things like med school.)