How are the trustees betting someone else's money? They don't get compensation.

No they don't. You don't have to participate in a TDF. It's pretty rare for a plan to not offer at least a few low cost vanilla options like a S&P 500 index. Yes, some plans blend in higher cost funds with 12b-1 expenses to cover plan costs. I don't dig that but it's considered acceptable and plan costs have to paid somehow - employer pays the cost, the employee does through fees, or some funds "give back" some management fees.

I copy/pasted your comment into a few AI chats. GPT-5 thinks is mostly human. Haiku 3.5 thinks your response is blended AI because of some typos. Grok thinks it's AI all the way. Huzzah!

I had that hybrid setup on my PowerPC laptop where OS9 and OS X could run together. I still have the laptop and boot it up occasionally, but upgrades eventually removed the legacy OS. I wish I left it in that original state since it's just a toy museum piece now.

What does that even mean? What's a page of code? Are you printing it? I have no idea how many pages of code the software systems I've worked on are. We've talked about lines of code and number of files, symbols, functions. Pages? No.

I have ads turned off, but there it is. That motion at the top of the page in my peripheral vision is giving me PTSD while I scan posts and comments. I recently started getting spam from these guys at work too. Unsubscribed and filtered in case it's not honored.

That opaque, non definitive word is rearing its ugly head again (used to hear it a lot in the 90s). Every AI concept at work, every time we are all giddy about MCP servers (ugh), but they must have the appropriate guardrails. Whatever, just define what the AI thing should and should not do. Guardrails: don't hallucinate!

The Iranian leadership have been completed in an entirely different style at great expense and at the last minute.

The time is ... 25 or 6 to 4.

I watch auto racing. There is an effect of "rubbering in" where the tires become part of the racing surface. I suppose some does float in the air, but that effect is very real and makes sense, it falls into the porous asphalt.

I fully embrace the AI tools and use for whatever productivity I want to extract. But there is clearly a commoditization going on similar to the search wars of the past. There has to be something else to make it sticky. ChatGPT was the first AI app I added on my iPhone. I recently deleted it.

I retain Gemini, Perplexity and Duck.ai (for privacy). I use Kiro and Gemini at work as allowed AI. We can use CoPilot too. It went from "cool" to annoying and stop making lousy suggestions. ChatGPT is totally fine, but as TFA states, it has no moat, nothing makes it sticky.

At this point, I am willing to pay once a year for an AI to get deeper research. Gemini won this round with a solid promo. They are overlapping and will continue to outdo each other.

I've been doing this for 30 years (dev, etc.). This should be easy since it's just a basic requirement for a high school curriculum. Alright let's go!

1. What is encryption? How to protect yourself using it.
- Kind of vague. I could exchange public/private certs or a symmetric token. Not sure what the outcome of proficiency is expected here.
2. How to verify identity online, using technology such as PGP.
- Know of it, never used it or needed it
3. How to read and understand software licensing and privacy policies.
- Know of it, never used it or needed it
4. How to understand unsafe data handling practices.
- Good one
5. Why open standards matter. For instance, why you should use ODF instead of DOCX.
- No idea what ODF is and why it's important over DOCX which is Microsoft's doc format IIRC. I have used/shared a doc/docx in 10+ years.
6. How to pick privacy and digital liberty protecting software.
- No clue what this is
7. The dangers of subscription first licensing.
- No clue what this is
8. Backups, why, how, and why they're actually important.
- Good one
9. Domain separation, how to separate Work, Personal, Temp and other activities.
- Good one
10. OS selection. Yes, I really want kids to know you have to consider the OS you run.
- I use the same one as my work. Used to be Windows, now Mac OS past 10 years. My first OS was an obscure mainframe platform so didn't translate at home. I was probably still on DOS at that point.
11. Safe browsing, which goes into all user agent masking, IP masking, profiles, containers and all that lovely stuff.
- Good one sort of, though I don't go masking user agent and IP but it's good to understand what it means
12. The importance of system cleanup, why you need to clear browsers every day, run tools like BleachBit, etc...
- What the hell is BleachBit? It's good to understand things like browser history and other tracking though.

That doesn't sound like an excellent school district. What makes it excellent if you see it that way? I live in a medium cost of living area of about 1 million people. My kids went to public high school and most everyone in their sphere was competing for getting into top UC (California) system colleges and elite adjacent private universities. They had a great public school experience.

The directors of the firm hired to continue the credits after the people had been sacked, wish it to be know that they just been sacked

I see comments about "what's the point, Gmail or Exchange already do this." I agree if you're looking at it in a rigid free/busy context.

Where AI could help is making fuzzier suggestions especially if I could make my blocked times more contextual. For example there are standing meetings that I will attend if I'm free like a monthly Java knowledge sharing session. There is the Maybe option, but doesn't seem to help with finding time to meet with others.

If I could rank/classify meetings, that might help and AI is good at sifting through that kind of stuff. Some of my meetings I might give high, low, medium priority. Some are recorded. All this to say if I need to meet with a few key people with busy calendars (managers and architects typically) and there aren't any free gaps, maybe it will identify recurring meetings they're in an send a proactive Slack to confirm if the slot can be reassigned, stuff like that. The same with edge work hours. We cross all 4 time zones. Here in California, I'd like my edge hours between 8:30 and 10:00 as last resort, as an example.

I have found many practical uses for Gemini and Kiro (Amazon) AI. I use both a lot and know I'm the final decision maker. They shrink the time getting from A to Z.