Enrolled in college, he decided to write a technical academic paper about his program. "I do believe it caught the attention of Homeland Security, but I think they realized pretty quickly that I was not a threat."

Reminds me of the AI image generating prompt of "a room with no elephants in it." And every single one of them has an elephant even when rooms don't normally have elephants (in my personal experience).

At the end, the only thing left will be for them to charge us money to keep our money, which will FINALLY give people pause.

True, but probably ultimately not any worse than services that require you to put in data for "account recovery" that can easily be found with a few minutes of open source intelligence research.