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Comment Re:Would Pablo Escobar pass these tests? (Score 1) 240

Educational standards have been declining for a long time. It hasn't just recently gotten bad because of Corona. Both math and English instruction have declined to the point that people like you are making excuses for remedial instruction in college.

The sabotage is intentional even if those doing it don't think they are engaging in sabotage. This is painfully obvious if you interact with the K12 education system.

Parents these days have to more to repair the damage done by professionals.

Comment Re:60% of accounts carry balances month-to-month! (Score 2) 127

The key bit of financial ignorance here is not understanding that credit cards are unsecured loans.

Other forms of credit have lower interest rates because the risk of default is mitigated by the ability to seize and sell an asset used to guarantee.

Being unable to pay your bills on time (or at all) increases how much you pay for all forms of credit.

Comment Re: China is cheaper (Score 1) 102

More people would receive treatment and survive conditions that would otherwise be terminal without treatment. This would lead to more people lingering on with chronic conditions and needing future care related or unrelated to what would have killed them.

Some of these treatments and followup supportive care can be very very expensive.

Savings from admin overhead would be more than erased by more people getting better access to services.

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