Comment Re:Have they heard of a PC? (Score 1) 133
Does it? I regularly access my accounts on five different UK banks from my Raspberry Pi and I don't use an App to verify on any of them.
You need 2FA since EU directive "PSD2" from 2015 (since then, the EU has updated to PSD3). It was implemented in the UK and requires "Strong customer identification". However, it is possible that the UK legal implementation imposed 2FA only for payment (money getting out of your account) and maybe not for consulting your balance.
So, to repeat, this is with five different banks (OK, one of these of the Government run National Savings and Investments) and in most cases, if I want to check balances or transfer modest amounts of money to people I have sent money to before then I only need my password. I only need the SMS mechanism for things like setting up new payees. Perhaps this does count as "2FA" - the password and the phone? I have no doubt that if I had the relevant bank's "Apps" then this may well provide an alternative. In fact, thinking about it, I seem to recall that at least one of them comes up with a page which says "Do you want to verify via the App or a text message."